Cook County property record for 312 Royal Oak Dr, Steger, IL 60475
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 4,665 sqft · built 2000 |
| Lot Size | 2.32 acres (101,194 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,000 (Feb 2002) |
| Tax Bill | $10,897 (2023) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-34-403-026 |
| Primary APN | 32-34-403-026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 4,665 sqft Living Area |
| 1st Floor Area | 4,665 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 101,194 sqft |
| Garage Type | Attached |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 312 ROYAL OAK DR |
|---|---|
| City | STEGER |
| State | IL |
| Zip | 60475-5974 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | ROYAL OAK ESTATES |
| Legal Lot Number | 12,13 |
| Jurisdiction | COOK IL |
| Township / Civil Division | BLOOM |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 829700 |
312 Royal Oak Dr is owned and occupied by an individual who bought it in February 2002.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 312 ROYAL OAK DR, STEGER, IL 60475-5974 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2002 · Amount on File |
| Deed Sale | Feb 11, 2002 · Amount on File |
| Deed Document Number | 200269249 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 312 ROYAL OAK DR, STEGER, IL 60475-5974 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | 0016541098 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 2116541098 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 117 Months |
| Due | Mar 1, 2031 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 1.75% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Bloom Township |
| Municipality | Steger Village |
| Secondary School District | Bloom Township High School District 206 (09 - 12) |
| Elementary School District | Steger School District 194 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $38,671 Land $17,709 Building $20,962 | $386,710 Land $177,090 Building $209,620 | |
| 2023 | $10,897.00 (+29.54%) | ||
| 2022 | $8,412.00 Homeowner's exemption Senior Citizen's exemption | $26,816 Land $10,119 Building $16,697 | $268,160 Land $101,190 Building $166,970 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 312 Royal Oak Dr in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 15 (1979–2008) |
| Claims Outside the SFHA | 3 of 15 |
| Most Recent Claim | Oct 2008 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 312 Royal Oak Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Surf Internet.
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