Cook County property record for 306 Royal Oak Dr, Steger, IL 60475
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,302 sqft · built 2004 |
| Lot Size | 1.06 acres (46,569 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $55,500 (Apr 2001) |
| Deeds & Mortgages | Dec 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-35-303-006 |
| Primary APN | 32-35-303-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,302 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 46,569 sqft |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 306 ROYAL OAK DR |
|---|---|
| City | STEGER |
| State | IL |
| Zip | 60475-5974 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 14E |
| Legal Township | 35N |
| Legal Section | 35 |
| Legal Subdivision | ROYAL OAK ESTATES |
| Legal Lot Number | 6 |
| Jurisdiction | COOK IL |
| Township / Civil Division | BLOOM |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 829700 |
306 Royal Oak Dr is owned and occupied by two individuals who acquired it in August 2005.
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 306 ROYAL OAK DR, STEGER, IL 60475-5974 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2001 · Amount on File |
| Deed Sale | Apr 9, 2001 · Amount on File |
| Deed Document Number | 200180603 |
| Last Transfer Date | Aug 8, 2005 |
| Transfer Doc | 0000022134 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 306 ROYAL OAK DR, STEGER, IL 60475-5974 |
| Document Number | 1735349294 |
| Instrument Date | Dec 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 306 ROYAL OAK DR STEGER IL 604755974, STEGER, IL 60475-5974 |
| Document Number | 1735349294 |
|---|---|
| Date | Dec 19, 2017 |
| Instrument | 35349294 |
| Name | BMO HARRIS BK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 18, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.74% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Bloom Township |
| Municipality | Steger Village |
| Secondary School District | Bloom Township High School District 206 (09 - 12) |
| Elementary School District | Steger School District 194 (PK - 08) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $36,815 Land $8,150 Building $28,665 | $368,150 Land $81,500 Building $286,650 |
| 2022 | $24,937 Land $6,985 Building $17,952 | $249,370 Land $69,850 Building $179,520 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 306 Royal Oak Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 15 (1979–2008) |
| Claims Outside the SFHA | 3 of 15 |
| Most Recent Claim | Oct 2008 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 306 Royal Oak Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Surf Internet.
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