305 Roca Trl, Belton, TX 76513 Property Records

Bell County property record for 305 Roca Trl, Belton, TX 76513

Property Summary

Property TypeSingle Family Home
Details2,693 sqft · built 2019
Lot Size0.519 acres (22,651 sqft)
OwnerIndividual Name on File
Tax Bill$8,419 (2023)
Deeds & MortgagesSep 2020 Mortgage
Aug 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0361571742

Property Details

APN / Parcel Number

Primary APN0361571742
Alternative APNs
  • 470810
  • 863588

Interior

Stories1 Story
Building Area2,693 sqft Living Area
Gross Area2,694 sqft
1st Floor Area2,693 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Lot Area22,651 sqft (0.519 acres)
Garage Area749 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area292 sqft
Storage Building160 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number863588
Street Address305 ROCA TRL
CityBELTON
StateTX
Zip76513-9802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRANCHO DEL LAGO, BLOCK 004, LOT 0003, 0.520AC 0.520AC
Legal SubdivisionRANCHO DEL LAGO
Legal Block4
Legal Lot Number3
JurisdictionBELL TX
Township / Civil DivisionNORTHWEST BELL
Census Block Group3
Census Block3016
Census Tract20201

Owner

Source: Bell County assessment roll, as of August 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address305 ROCA TRL, BELTON, TX 76513-9802
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2020Deed of Trust, Mortgage · VA Mortgage
FIRST NATIONAL BANK TEXAS
Aug 12, 2019Vendor's Lien, Subdivision Related Transfer · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 21, 2018Warranty Deed, Transfer
BANCORPSOUTH

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 12, 2019
Deed SaleAug 12, 2019
Deed Document Number2019-00035712
Record UpdatedJun 7, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address305 ROCA TRL, BELTON, TX 76513-9802
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000053074
DateSep 30, 2020
Instrument2020-00053074
Lender
NameFIRST NATIONAL BANK TEXAS
TypeBank
AddressKILLEEN, TX 76542
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

August 2019: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateAug 12, 2019
Property Address305 ROCA TRL, BELTON, TX 76513-9802
Document Number0000035712
Map ReferenceDOC 2016-39
Instrument DateAug 9, 2019
Instrument2019-00035712
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 30, 2021
Title CompanyMONTEITH ABSTRACT & TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 ROCA TRL, BELTON, TX 76513-9802

Mortgage

Document Number0000035713
DateAug 12, 2019
Instrument2019-00035713
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBELL TX
Recording DateNov 21, 2018
Property Address305 ROCA TRL, BELTON, TX 76513-9802
Document Number0000048404
Instrument DateNov 8, 2018
Instrument48404
Transaction TypeTransfer
Record UpdatedDec 11, 2018
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address50 S WHEAT RD BELTON TX 765138220, BELTON, TX 76513-8220
InvestorPossibly a Property Investor

Mortgage

Document Number48405
DateNov 21, 2018
Instrument48405
Lender
NameBANCORPSOUTH
TypeBank
AddressTUPELO, MS 38803-4360
Agreement
AmountAmount Recorded
Term24 Months
DueNov 20, 2020

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityMorgan's Point Resort City
Unified School DistrictBelton Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$8,419.00 (-15.24%) Homeowner's exemption Senior Citizen's exemption$666,758 Land $67,954 Building $598,804$666,758 Land $67,954 Building $598,804
2022$9,933.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 71% of Texas
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MORGANS POINT RESORT
serves 5,000 people · EPA ID TX0140116
Water SourcePurchased surface water from CITY OF TEMPLE
Last State InspectionJan 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Radiate Holdings
Cable
1,500 / 50

May also be available: Altitude ISP, AMG Technology Investment Group, T-Mobile USA, Verizon.

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