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308 Richards St, Geneva, IL 60134 Property Records

Kane County property record for 308 Richards St, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,053 sqft · built 1928
Lot Size0.152 acres (6,600 sqft)
OwnerIndividual Name on Record
Last Sale$241,500 (Nov 2022)
Tax Bill$6,147 (2025)
Deeds & MortgagesFeb 2023 Mortgage
Nov 2022 Sale
Flood ZoneZone X (minimal risk)
APN12-03-182-010

Property Details

APN / Parcel Number

Primary APN12-03-182-010

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,053 sqft Living Area
Gross Area2,106 sqft
1st Floor Area1,053 sqft
Basement Area1,053 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Lot Area6,600 sqft (0.152 acres)
Parking Spaces1 Parking Space

Location & Zoning

Street Address308 RICHARDS ST
CityGENEVA
StateIL
Zip60134-1257
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILCOXS ADD. LOT 2 BLOCK 7
Legal SubdivisionWILCOXS
Legal Block1
Legal Lot Number2
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group1
Census Block1012
Census Tract852608

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address308 RICHARDS ST, GENEVA, IL 60134-1257
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2023Intrafamily Transfer, Transfer · Stand-Alone First Mortgage
THE SARA E COWEN LAWRENCE DECLARATI
Nov 30, 2022Executor's Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 30, 2022 · Amount on Record
Deed SaleNov 30, 2022 · Amount on Record
Deed Document Number202256809
Last Transfer DateDec 31, 2022
Transfer Doc0000004341
Record UpdatedSep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateFeb 10, 2023
Property Address308 RICHARDS ST, GENEVA, IL 60134-1257
Document Number0000004341
Instrument DateDec 31, 2022
Instrument2023K004341
Transaction TypeTransfer
Record UpdatedFeb 20, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address410 DELNOR GLEN, GENEVA, IL 60134

Transferred To (Grantee/Buyer)

NameVerified Name
Address308 RICHARDS ST, GENEVA, IL 60134-1257

Mortgage

Document Number0000004342
DateFeb 10, 2023
Instrument2023K004342
Lender
NameTHE SARA E COWEN LAWRENCE DECLARATI
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term358 Months
DueDec 1, 2052
Interest
Rate4.25%

November 2022: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionKANE IL
Recording DateNov 30, 2022
Property Address308 RICHARDS ST, GENEVA, IL 60134-1257
Document Number0000056809
Instrument DateNov 29, 2022
Instrument2022K056809
Transaction TypeTransfer
Record UpdatedDec 6, 2022
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Tax$241.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address308 RICHARDS ST, GENEVA, IL 60134-1257

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,147.00 (+5.46%)$93,116 (+8.5%) Land $34,678 Building $58,438$279,460 (+8.5%) Land $104,076 Building $175,384
2024$85,821 (+13.19%) Land $31,961 Building $53,860$257,566 (+13.24%) Land $95,921 Building $161,645
2022$5,829.00 (+3.17%) Homeowner's exemption$75,817 (+3.86%) Land $26,998 Building $48,819$227,451 (+3.86%) Land $80,994 Building $146,457
2021$5,650.00 Homeowner's exemption$73,000 Land $25,995 Building $47,005$219,000 Land $77,985 Building $141,015

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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