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218 Richards St, Geneva, IL 60134 Property Records

Kane County property record for 218 Richards St, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 736 sqft · built 1921
Lot Size0.152 acres (6,600 sqft)
Owner2 Individual Names on Record
Last Sale$200,000 (Mar 2024)
Tax Bill$5,828 (2025)
Deeds & MortgagesMar 2024 Sale
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN12-03-184-009

Property Details

APN / Parcel Number

Primary APN12-03-184-009

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area736 sqft Living Area
Gross Area1,472 sqft
1st Floor Area736 sqft
Basement Area736 sqft

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1921
Lot Area6,600 sqft (0.152 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address218 RICHARDS ST
CityGENEVA
StateIL
Zip60134-1256
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 IN BLOCK 6 OF THE W H WILCOX ADDITION TO GENEVA
Legal SubdivisionTHE W H WILCOX ADDN
Legal Block6
Legal Lot Number4
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group1
Census Block1015
Census Tract852608

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address218 RICHARDS ST, GENEVA, IL 60134-1256
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2024Warranty Deed, Transfer
FIRST AMERICAN TITLE
Apr 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 5, 2024 · Amount on Record
Deed SaleMar 5, 2024 · Amount on Record
Prior SaleMay 10, 2013 · Amount on Record
Deed Document Number20247175
Prior Transfer DateApr 25, 2008
Prior Transfer Doc0000041168
Record UpdatedOct 29, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMar 5, 2024
Property Address218 RICHARDS ST, GENEVA, IL 60134-1256
Document Number0000007175
Instrument DateFeb 15, 2024
Instrument2024K007175
Transaction TypeTransfer
Record UpdatedMar 12, 2024
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$200.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address222 RICHARDS ST, GENEVA, IL 60134-1256

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address218 RICHARDS ST, GENEVA, IL 60134-1256

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address218 RICHARDS ST, GENEVA, IL 60134-1256
Transaction TypeMortgage
Record UpdatedSep 15, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018347
DateApr 13, 2020
Instrument2020K018347
Lender
NameHOMESIDE FINANCIAL LLC
TypeMortgage Company
AddressCOLUMBIA, MD 21044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050
Interest
Rate TypeFixed Rate
Rate4.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,828.00 (-3.49%)$88,702 (+8.5%) Land $34,678 Building $54,024$266,212 (+8.5%) Land $104,076 Building $162,137
2024$81,753 (+4.37%) Land $31,961 Building $49,792$245,357 (+4.41%) Land $95,921 Building $149,436
2022$6,039.00 (+3.16%) Homeowner's exemption$78,332 (+3.86%) Land $26,998 Building $51,334$234,996 (+3.86%) Land $80,994 Building $154,002
2021$5,854.00 Homeowner's exemption$75,421 Land $25,995 Building $49,426$226,263 Land $77,985 Building $148,278

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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