Kane County property record for 318 Richards St, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,028 sqft · built 1919 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | Company Name on Record |
| Last Sale | $425,000 (Mar 2025) |
| Tax Bill | $6,866 (2025) |
| Deeds & Mortgages | Sep 2025 Transfer Dec 2020 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-182-008 |
| Primary APN | 12-03-182-008 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,028 sqft Living Area |
| Gross Area | 2,044 sqft |
| 1st Floor Area | 1,028 sqft |
| Basement Area | 1,016 sqft |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1919 |
| Architectural Style | Bungalow |
| Lot Area | 6,600 sqft (0.152 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 318 RICHARDS ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-1257 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W H WILCOX ADD TO GENEVA LOT 4 BLK 7 |
| Legal Subdivision | W H WILCOX ADD |
| Legal Block | 7 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 852608 |
Source: Kane County records, as of September 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3N215 W MARY LN, SAINT CHARLES, IL 60175-7826 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Sep 30, 2025 | Intrafamily Transfer, Transfer |
| Dec 15, 2020 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 20, 2020 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS |
| Jul 19, 2019 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS |
| May 30, 2018 | Grant Deed, Transfer · Conventional Mortgage PEOPLES HM EQUITY |
| Apr 12, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 2025 · Amount on Record |
| Deed Sale | Mar 17, 2025 · Amount on Record |
| Prior Sale | Dec 15, 2020 · Amount on Record |
| Deed Document Number | 20259309 |
| Prior Transfer Date | Sep 29, 2003 |
| Prior Transfer Doc | 0000203439 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 30, 2025 |
| Property Address | 318 RICHARDS ST, GENEVA, IL 60134-1257 |
| Document Number | 0000037919 |
| Instrument Date | Sep 30, 2025 |
| Instrument | 2025K037919 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3N215 W MARY LN, SAINT CHARLES, IL 60175-7826 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 15, 2020 |
| Property Address | 318 RICHARDS ST, GENEVA, IL 60134-1257 |
| Document Number | 0000078164 |
| Instrument Date | Oct 15, 2020 |
| Instrument | 2020K078164 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $301.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 318 RICHARDS ST, GENEVA, IL 60134-1257 |
| Document Number | 0000078165 |
|---|---|
| Date | Dec 15, 2020 |
| Instrument | 2020K078165 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2050 |
| Rate | 2.87% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 318 RICHARDS ST, GENEVA, IL 60134-1257 |
| Document Number | 0000015287 |
| Instrument Date | Mar 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 318 RICHARDS ST GENEVA IL 601341257, GENEVA, IL 60134-1257 |
| Document Number | 0000015287 |
|---|---|
| Date | Mar 26, 2020 |
| Instrument | 15287 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 25, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 318 RICHARDS ST, GENEVA, IL 60134-1257 |
| Document Number | 0000044946 |
| Instrument Date | Jul 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2019 |
| Title Company | CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 318 RICHARDS ST GENEVA IL 601341257, GENEVA, IL 60134-1257 |
| Document Number | 0000044946 |
|---|---|
| Date | Sep 25, 2019 |
| Instrument | 44946 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 24, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 30, 2018 |
| Property Address | 318 RICHARDS ST, GENEVA, IL 60134-1257 |
| Document Number | 0000025060 |
| Instrument Date | May 29, 2018 |
| Instrument | 25060 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $297.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 318 RICHARDS ST GENEVA IL 601341257, GENEVA, IL 60134-1257 |
| Document Number | 25061 |
|---|---|
| Date | May 30, 2018 |
| Instrument | 25061 |
| Name | PEOPLES HM EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | BRENTWOOD, TN 37027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 29, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 12, 2018 |
| Property Address | 318 RICHARDS ST, GENEVA, IL 60134-1257 |
| Document Number | 0000016711 |
| Instrument Date | Apr 11, 2018 |
| Instrument | 16711 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 318 RICHARDS ST GENEVA IL 601341257, GENEVA, IL 60134-1257 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,866.00 (+4.47%) | $111,073 (+8.5%) Land $34,678 Building $76,395 | $333,352 (+8.5%) Land $104,076 Building $229,277 |
| 2024 | $6,572.00 (+3.89%) Homeowner's exemption | $102,371 (+1.84%) Land $31,961 Building $70,410 | $307,236 (+1.88%) Land $95,921 Building $211,315 |
| 2022 | $6,326.00 (+3.4%) Homeowner's exemption | $100,519 (+3.86%) Land $26,998 Building $73,521 | $301,557 (+3.86%) Land $80,994 Building $220,563 |
| 2021 | $6,118.00 Homeowner's exemption | $96,784 Land $25,995 Building $70,789 | $290,352 Land $77,985 Building $212,367 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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