Calvert County property record for 295 Red Cloud Rd, Lusby, MD 20657 · Last verified September 2023
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,332 sqft · built 1992 |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Feb 2016) |
| Tax Bill | $2,393 (2023) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-098225 |
| Primary APN | 01-098225 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,332 sqft Total Area |
| 1st Floor Area | 1,236 sqft |
| Basement Area | 508 sqft |
| Finished Basement | 508 sqft |
| Utility Area | 140 sqft |
| Utility Room | Utility Room |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Construction Type | Wood Frame |
| Roof Material | Composition Shingle |
| Garage Type | Basement |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 140 sqft |
| Deck Area | 344 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 098225 |
|---|---|
| Old Parcel Number | 1098225 |
| Street Address | 295 RED CLOUD RD |
| City | LUSBY |
| State | MD |
| Zip | 20657-2590 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 62 SEC 2L CHES RANCH ESTS |
| Legal Subdivision | CHESAPEAKE RANCH ESTATES SEC 2 |
| Legal Block | 2L |
| Legal Lot Number | 62 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 861003 |
Source: Calvert County records · APN 01-098225
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 295 RED CLOUD RD, LUSBY, MD 20657-2590 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 25, 2016 · Amount on Record |
| Deed Sale | Feb 25, 2016 · Amount on Record |
| Prior Sale | Dec 22, 2008 · Amount on Record |
| Deed Document Number | 162113 |
| Deed Book / Page | 4719 / 164 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 295 RED CLOUD RD, LUSBY, MD 20657-2590 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 295 RED CLOUD RD, LUSBY, MD 20657-2590 |
| Document Number | 0058790426 |
|---|---|
| Date | Mar 05, 2021 |
| Book Page | 5879/426 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
Source: Calvert County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,393.00 Homeowner's exemption | $230,400 Land $55,200 Building $175,200 | $230,400 Land $55,200 Building $175,200 |
Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240098610033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1991–2003) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2003, rainfall accumulation, Hurricane Isabel |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 52% of the US · above 89% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 1,087 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 199 locations within about half a mile of this property
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|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
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