305 Leah Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 305 Leah Dr, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,205 sqft · built 2003
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Nov 2023)
Tax Bill	$7,217 (2024)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-24-181-024-000`

Property Details

APN / Parcel Number

Primary APN	`07-24-181-024-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,205 sqft Living Area
1st Floor Area	2,205 sqft
Basement Area	2,205 sqft
Unfinished Basement	2,205 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	15,682 sqft (0.36 acres)
Garage Area	696 sqft
Driveway	Concrete Driveway
Driveway Area	104 sqft
Porch	Slab
Porch Area	291 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	305 LEAH DR
City	WATERLOO
State	IL
Zip	62298-1069
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 KOLMER FARM ESTATES 1ST ADDN
Legal Range	10W
Legal Township	02S
Legal Section	24
Legal Subdivision	KOLMER FARM ESTATES
Legal Lot Number	24
Jurisdiction	MONROE IL
Township / Civil Division	16
Census Block Group	3
Census Block	3000
Census Tract	600401

Owner

Source: Monroe County records · APN 07-24-181-024-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	405 VETERANS DR, WATERLOO, IL 62298-1135
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 28, 2023 · Amount on Record
Deed Sale	Nov 28, 2023 · Amount on Record
Deed Document Number	2023431289
Record Updated	Sep 20, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IL
Recording Date	Nov 28, 2023
Property Address	305 LEAH DR, WATERLOO, IL 62298-1069
Document Number	0000431289
Instrument Date	Nov 16, 2023
Instrument	431289
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	305 LEAH DR, WATERLOO, IL 62298-1069

Mortgage

Document Number	0000431253
Date	Nov 21, 2023
Instrument	431253

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2053

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$132,200 (+27.79%) Land $17,350 Building $114,850	$396,600 (+27.79%) Land $52,050 Building $344,550
2024	$7,217.00
2022	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$103,450 Land $15,730 Building $87,720	$310,350 Land $47,190 Building $263,160

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 30% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 126 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
HTC Holding	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
HTC Holding	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Wisper ISP, Delta Communications, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.