145 E Prairie St, Centralia, IL 62801 Property Records

Marion County property record for 145 E Prairie St, Centralia, IL 62801

Property Summary

Property Type	Single Family Home
Details	1,008 sqft · built 1923
Lot Size	0.146 acres (6,358 sqft)
Owner	2 Individual Names on File
Last Sale	$46,000 (Mar 2024)
Tax Bill	$801 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1420001185`

Property Details

APN / Parcel Number

Primary APN	`1420001185`

Interior

Building Area	1,008 sqft Living Area

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Lot Area	6,358 sqft (0.146 acres)

Location & Zoning

Street Address	145 E PRAIRIE ST
City	CENTRALIA
State	IL
Zip	62801-2401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JONES ADD 1 LOT 1 BLK 2
Legal Subdivision	JONES ADD 1
Legal Block	2
Legal Lot Number	1
Jurisdiction	MARION IL
Township / Civil Division	CENTRALIA
Census Block Group	1
Census Block	1043
Census Tract	952700

Owner

Source: Marion County assessment roll, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	301 N BROADWAY, CENTRALIA, IL 62801-2069
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Warranty Deed, Transfer · Commercial Mortgage FCB BANKS
Mar 8, 2024	Warranty Deed, Transfer · Commercial Mortgage MIDWEST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 8, 2024 · Amount on Record
Deed Sale	Mar 8, 2024 · Amount on Record
Deed Document Number	2024800
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IL
Recording Date	Sep 29, 2025
Property Address	145 E PRAIRIE ST, CENTRALIA, IL 62801-2401
Document Number	2025R04046
Instrument Date	Sep 29, 2025
Instrument	2025R04046
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$49.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	308 E PRAIRIE ST, CENTRALIA, IL 62801-2404

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	301 N BROADWAY, CENTRALIA, IL 62801-2069

Mortgage

Document Number	2025R04047
Date	Sep 29, 2025
Instrument	2025R04047

Lender

Name	FCB BANKS
Type	Bank
Address	ALBERS, IL 62215

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IL
Recording Date	Mar 8, 2024
Property Address	145 E PRAIRIE ST, CENTRALIA, IL 62801-2401
Document Number	2024R00800
Instrument Date	Mar 4, 2024
Instrument	2024R00800
Transaction Type	Transfer
Record Updated	Mar 22, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$46.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1902 SHADY LN, CENTRALIA, IL 62801-8349

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 E PRAIRIE ST, CENTRALIA, IL 62801-2404

Mortgage

Document Number	2024R00801
Date	Mar 8, 2024
Instrument	2024R00801

Lender

Name	MIDWEST NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 4, 2044

Interest

Rate Type	Adjustable Rate
Rate	8.5%

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Marion County
County Subdivision	Centralia Township
Municipality	Central City Village
Elementary School District	Central City School District 133 (PK - 08)
Secondary School District	Centralia High School District 200 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$801.00 (+7.37%)	$13,760 (+11.96%) Land $1,330 Building $12,430	$41,280 (+11.96%) Land $3,990 Building $37,290
2024	$746.00 (-6.87%)	$12,290 (+17.72%) Land $1,190 Building $11,100	$36,870 (+17.72%) Land $3,570 Building $33,300
2022	$801.00	$10,440 Land $1,010 Building $9,430	$31,320 Land $3,030 Building $28,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1990–2008)
Most Recent Claim	Mar 2008 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA serves 12,182 people · EPA ID IL1214220
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Delta Communications Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130

May also be available: AT&T.

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