Kane County property record for 308 Cornwall Ave, South Elgin, IL 60177
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,703 sqft · built 1996 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $445,000 (Dec 2025) |
| Tax Bill | $9,272 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-34-482-014 |
| Primary APN | 06-34-482-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,703 sqft Living Area |
| Gross Area | 2,525 sqft |
| Basement Area | 822 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 308 CORNWALL AVE |
|---|---|
| City | SOUTH ELGIN |
| State | IL |
| Zip | 60177-2555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CONCORD ON THE FOX UNIT 7 (WILDMEADOW) LOT 331 |
| Legal Subdivision | THE FOX |
| Legal Block | 4 |
| Legal Lot Number | 331 |
| Legal Unit | 7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4036 |
| Census Tract | 851801 |
308 Cornwall Ave is owned by two individuals who bought it in December 2025.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 962 ASCOT DR, ELGIN, IL 60123-6760 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2025 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Dec 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GREAT LAKES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2025 · Amount on File |
| Deed Sale | Dec 1, 2025 · Amount on File |
| Prior Sale | Jul 3, 2003 · Amount on File |
| Deed Document Number | 202547436 |
| Prior Transfer Date | Dec 17, 1996 |
| Prior Transfer Doc | 0000006010 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 1, 2025 |
| Property Address | 308 CORNWALL AVE, SOUTH ELGIN, IL 60177-2555 |
| Document Number | 0000047436 |
| Instrument Date | Nov 13, 2025 |
| Instrument | 2025K047436 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Title Company | UNKNOWN, CT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $445.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 308 CORNWALL AVE, SOUTH ELGIN, IL 60177-2555 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 308 CORNWALL AVE, SOUTH ELGIN, IL 60177-2555 |
| Document Number | 0000047437 |
|---|---|
| Date | Dec 1, 2025 |
| Instrument | 2025K047437 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 308 CORNWALL AVE, SOUTH ELGIN, IL 60177-2555 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000079899 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 2020K079899 |
| Name | GREAT LAKES CU |
|---|---|
| Type | Credit Union |
| Address | DEERFIELD, IL 60015 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
The 2025 property tax bill for 308 Cornwall Ave was $9,272, up 2.3% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | South Elgin Village |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,272.00 (+2.34%) Homeowner's exemption | $133,346 (+8.57%) Land $30,744 Building $102,602 | $400,198 (+8.57%) Land $92,269 Building $307,929 |
| 2024 | $9,060.00 Homeowner's exemption | $122,820 Land $28,317 Building $94,503 | $368,607 Land $84,985 Building $283,622 |
| 2022 | $8,190.00 (+6.16%) Homeowner's exemption | $101,174 (+6.96%) Land $23,326 Building $77,848 | $303,522 (+6.96%) Land $69,978 Building $233,544 |
| 2021 | $7,715.00 Homeowner's exemption | $94,590 Land $21,808 Building $72,782 | $283,770 Land $65,424 Building $218,346 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 308 Cornwall Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 308 Cornwall Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH ELGIN serves 23,648 people · EPA ID IL0890800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Copper | 1.5 mg/L (2024) action level 1.3 mg/L |
| Water Quality | Barium not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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