Kane County property record for 294 Cornwall Ave, South Elgin, IL 60177
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,348 sqft · built 1996 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $151,000 (Apr 2018) |
| Tax Bill | $11,429 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-34-482-012 |
| Primary APN | 06-34-482-012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,348 sqft Living Area |
| Gross Area | 3,725 sqft |
| Basement Area | 1,377 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Construction Type | Frame |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 294 CORNWALL AVE |
|---|---|
| City | SOUTH ELGIN |
| State | IL |
| Zip | 60177-2555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CONCORD ON THE FOX UNIT 7 (WILDMEADOW) LOT 329 |
| Legal Subdivision | THE FOX |
| Legal Block | 4 |
| Legal Lot Number | 329 |
| Legal Unit | 7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4036 |
| Census Tract | 851801 |
294 Cornwall Ave is owned and occupied by two individuals who bought it in April 2018.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 294 CORNWALL AVE, SOUTH ELGIN, IL 60177-2555 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Apr 23, 2018 | Warranty Deed, Transfer · FHA Mortgage PEOPLES HM EQUITY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2018 · Amount on File |
| Deed Sale | Apr 23, 2018 · Amount on File |
| Prior Sale | Jan 14, 1997 · Amount on File |
| Deed Document Number | 201818426 |
| Prior Transfer Date | Dec 11, 1996 |
| Prior Transfer Doc | 0000003079 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 294 CORNWALL AVE, SOUTH ELGIN, IL 60177-2555 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | NOVAS TITLE CO LLC |
| Name | Verified Name |
|---|
| Document Number | 0000080912 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 2020K080912 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 23, 2018 |
| Property Address | 294 CORNWALL AVE, SOUTH ELGIN, IL 60177-2555 |
| Document Number | 0000018426 |
| Instrument Date | Apr 18, 2018 |
| Instrument | 18426 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2018 |
| Title Company | FIRST UNITED TITLE SERVICES IN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $453.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 294 CORNWALL AVE SOUTH ELGIN IL 601772555, SOUTH ELGIN, IL 60177-2555 |
| Document Number | 18427 |
|---|---|
| Date | Apr 23, 2018 |
| Instrument | 18427 |
| Name | PEOPLES HM EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | BRENTWOOD, TN 37027 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 22, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
The 2025 property tax bill for 294 Cornwall Ave was $11,429 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | South Elgin Village |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,429.00 Homeowner's exemption | $162,514 (+8.57%) Land $30,744 Building $131,770 | $487,737 (+8.57%) Land $92,269 Building $395,468 |
| 2024 | $149,686 Land $28,317 Building $121,369 | $449,238 Land $84,985 Building $364,253 | |
| 2022 | $10,094.00 (+6.06%) Homeowner's exemption | $123,306 (+6.96%) Land $23,326 Building $99,980 | $369,918 (+6.96%) Land $69,978 Building $299,940 |
| 2021 | $9,517.00 Homeowner's exemption | $115,282 Land $21,808 Building $93,474 | $345,846 Land $65,424 Building $280,422 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 294 Cornwall Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 294 Cornwall Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH ELGIN serves 23,648 people · EPA ID IL0890800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Copper | 1.5 mg/L (2024) action level 1.3 mg/L |
| Water Quality | Barium not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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