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295 Cornwall Ave, South Elgin, IL 60177 Property Records

Kane County property record for 295 Cornwall Ave, South Elgin, IL 60177

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,812 sqft · built 1997
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on Record
Last Sale$282,000 (Sep 2020)
Tax Bill$9,819 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-34-475-016

Property Details

APN / Parcel Number

Primary APN06-34-475-016

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,812 sqft Living Area
Gross Area2,878 sqft
Basement Area1,066 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Construction TypeFrame
Lot Area10,454 sqft (0.24 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address295 CORNWALL AVE
CitySOUTH ELGIN
StateIL
Zip60177-2556
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCONCORD ON THE FOX UNIT 7 (WILDMEADOW) LOT 338
Legal SubdivisionTHE FOX
Legal Block4
Legal Lot Number338
Legal Unit7
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group4
Census Block4039
Census Tract851801

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address295 CORNWALL AVE, SOUTH ELGIN, IL 60177-2556
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2020 · Amount on Record
Deed SaleSep 18, 2020 · Amount on Record
Prior SaleFeb 27, 1997 · Amount on Record
Deed Document Number202053877
Prior Transfer DateJan 10, 1997
Prior Transfer Doc0000012784
Record UpdatedOct 29, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateSep 18, 2020
Property Address295 CORNWALL AVE, SOUTH ELGIN, IL 60177-2556
Document Number0000053877
Map ReferenceDOC 2016674
Instrument DateAug 4, 2020
Instrument2020K053877
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyCHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$282.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address295 CORNWALL AVE, 295, SOUTH ELGIN, IL 60177-2556

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address295 CORNWALL AVE, SOUTH ELGIN, IL 60177-2556

Mortgage

Document Number0000053878
DateSep 18, 2020
Instrument2020K053878
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050
Interest
Rate TypeFixed Rate
Rate2.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalitySouth Elgin Village
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,819.00 (+13.21%) Homeowner's exemption$140,750 (+8.57%) Land $30,744 Building $110,006$422,419 (+8.57%) Land $92,269 Building $330,150
2024$129,640 (+21.39%) Land $28,317 Building $101,323$389,076 (+21.44%) Land $84,985 Building $304,091
2022$8,673.00 (+6.13%) Homeowner's exemption$106,793 (+6.96%) Land $23,326 Building $83,467$320,379 (+6.96%) Land $69,978 Building $250,401
2021$8,172.00 Homeowner's exemption$99,844 Land $21,808 Building $78,036$299,532 Land $65,424 Building $234,108

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH ELGIN
serves 23,648 people · EPA ID IL0890800
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityBarium
not recorded as resolved · Apr 2026
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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