305 Concord St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 305 Concord St, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,536 sqft · built 1998
Lot Size	3.2 acres (139,392 sqft)
Owner	Individual Name on File
Last Sale	$1,300,000 (Nov 2022)
Tax Bill	$12,308 (2026)
Deeds & Mortgages	Jan 2023 Transfer Nov 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0249 B:0004 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0249 B:0004 L:0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,536 sqft Living Area
Gross Area	2,895 sqft
1st Floor Area	1,576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	139,392 sqft (3.2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	305 CONCORD ST
City	GLOUCESTER
State	MA
Zip	01930-1538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-80
Legal Block	4
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2001
Census Tract	221902

Owner

305 Concord St is owned and occupied by an individual who acquired it in January 2023.

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	305 CONCORD ST, GLOUCESTER, MA 01930-1538
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2023	Quit Claim Deed, Transfer Quitclaim
Nov 17, 2022	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2022 · Amount on File
Deed Sale	Nov 17, 2022 · Amount on File
Prior Sale	Jan 12, 2009
Deed Document Number	20223940
Deed Book / Page	41308 / 586
Last Transfer Date	Jan 25, 2023
Transfer Doc	041417-525
Record Updated	Oct 29, 2026

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Jan 30, 2023
Property Address	305 CONCORD ST, GLOUCESTER, MA 01930-1538
Document Number	041417-525
Book / Page	41417 / 525
Instrument Date	Jan 25, 2023
Instrument	20230130001410
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 CONCORD ST, GLOUCESTER, MA 01930-1538

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Nov 17, 2022
Property Address	305 CONCORD ST, GLOUCESTER, MA 01930-1538
Document Number	041308-586
Book / Page	41308 / 586
Instrument Date	Nov 17, 2022
Instrument	20221117003940
Transaction Type	Transfer
Record Updated	Dec 2, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 CONCORD ST, GLOUCESTER, MA 01930-1538

Tax Assessment & Valuation

The 2026 property tax bill for 305 Concord St was $12,308, up 3.4% from the year before.

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,308.00 (+3.44%)	$1,322,000 (+7.99%) Land $780,600 Building $541,400	$1,315,044
2025	$11,899.00 (+2.82%)	$1,224,200 (+2.93%) Land $723,400 Building $500,800
2024	$11,573.00 (+23.27%)	$1,189,400 (+34.17%) Land $688,600 Building $500,800	$1,442,100
2023	$9,388.00	$886,500 Land $469,000 Building $417,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 Concord St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1978–2007)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Feb 2007 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, May 2006 · 3 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Concord St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 98.2% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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