Walton County property record for 308 Cobalt Ln, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,047 sqft · built 2017 |
| Lot Size | 0.133 acres (5,837 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $449,900 (Nov 2017) |
| Tax Bill | $3,472 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-2S-21-42911-000-0080 |
| Primary APN | 30-2S-21-42911-000-0080 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,047 sqft Living Area |
| Gross Area | 2,842 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,837 sqft (0.133 acres) |
| Lot Dimensions | 11.8 ft deep x 5 ft wide |
| Garage Type | Finished |
| Garage Area | 484 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1085734 |
|---|---|
| Street Address | 308 COBALT LN |
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-5301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 EMERALD BAY PHASE II-A REPLAT PB 20-32 FKA EMERALD BAY PHASE II-A PB 19-82 OR 3040-3677 OR 3056-2042 |
| Legal Range | 21W |
| Legal Township | 02S |
| Legal Section | 30 |
| Legal Subdivision | EMERALD BAY PH II-A REP |
| Legal Phase | 8 |
| Legal Lot Number | 8 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 950608 |
308 Cobalt Ln is owned and occupied by two individuals who bought it in November 2017.
Source: Walton County records, as of December 17, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 308 COBALT LN, MIRAMAR BEACH, FL 32550-5301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2017 · Amount on File |
| Deed Sale | Nov 1, 2017 · Amount on File |
| Deed Document Number | 2017000036158 |
| Deed Book / Page | 3056 / 2042 |
| Record Updated | Jun 8, 2026 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $661,495 Land $143,000 Building $518,495 | $661,495 Land $143,000 Building $518,495 | |
| 2024 | $3,472.00 (+3.86%) | ||
| 2023 | $3,343.00 (+1.27%) Homeowner's exemption | $639,311 (+0.81%) Land $143,000 Building $496,311 | $639,311 (+0.81%) Land $143,000 Building $496,311 |
| 2022 | $3,301.00 Homeowner's exemption | $634,183 Land $126,690 Building $507,493 | $634,183 Land $126,690 Building $507,493 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 308 Cobalt Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 148 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 12 (2004–2024) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P32 “Moreno Point” |
| Unit Type | System Unit |
| Designated | Oct 18, 1982 |
| NFIP Eligibility | Not eligible (built 2017) built after the Oct 1, 1983 cutoff · private flood insurance only |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 308 Cobalt Ln is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures