275 Cobalt Ln, Miramar Beach, FL 32550 Property Records

Walton County property record for 275 Cobalt Ln, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,042 sqft · built 2017
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on File
Tax Bill	$3,986 (2024)
Deeds & Mortgages	Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-2S-21-42911-000-0200`

Property Details

APN / Parcel Number

Primary APN	`30-2S-21-42911-000-0200`
Alternative APN	`1085747`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,042 sqft Living Area
Gross Area	2,733 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2017
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	12.4 ft deep x 5.5 ft wide
Garage Type	Finished
Garage Area	441 sqft
Deck Area	Deck Area
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1085747
Street Address	275 COBALT LN
City	MIRAMAR BEACH
State	FL
Zip	32550-5263
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 EMERALD BAY PHASE II-A REPLAT PB 20-32 FKA EMERALD BAY PHASE II-A PB 19-82 OR 3033-2758 OR 3252-810
Legal Range	21W
Legal Township	02S
Legal Section	30
Legal Phase	20
Legal Lot Number	20
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950608

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Co-owner	Co-owner on File
Mailing Address	275 COBALT LN, MIRAMAR BEACH, FL 32550-5263
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2022
Deed Sale	May 11, 2022
Deed Document Number	0003252810
Deed Book / Page	3033 / 2758
Prior Transfer Date	Feb 16, 2017
Prior Transfer Doc	0004966
Record Updated	Jun 8, 2026

February 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 16, 2017
Property Address	275 COBALT LN, MIRAMAR BEACH, FL 32550-5263
Document Number	0030332758
Book / Page	3033 / 2758
Map Reference	MB19 PG82&83
Instrument Date	Feb 14, 2017
Instrument	0004966
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 30, 2021
Title Company	FIRST NATL LAND TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1149, DESTIN, FL 32540-1149

Mortgage

Document Number	0030332759
Date	Feb 16, 2017
Instrument	3033/2759

Lender

Name	BEACH COMMUNITY MORTGAGE SERVICES I
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$683,785 (+3.29%) Land $143,000 Building $540,785	$683,785 (+3.29%) Land $143,000 Building $540,785
2024	$3,986.00 (+3.83%)
2023	$3,839.00 (+1.24%) Homeowner's exemption	$662,030 (+0.81%) Land $143,000 Building $519,030	$662,030 (+0.81%) Land $143,000 Building $519,030
2022	$3,792.00 Homeowner's exemption	$656,686 Land $126,690 Building $529,996	$656,686 Land $126,690 Building $529,996

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 148 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	12 (2004–2024)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims Hurricane Michael, Oct 2018 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 2017) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20