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327 Cobalt Ln, Miramar Beach, FL 32550 Property Records

Walton County property record for 327 Cobalt Ln, Miramar Beach, FL 32550

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,021 sqft · built 2018
Lot Size0.181 acres (7,884 sqft)
Owner2 Individual Names on File
Last Sale$489,900 (Jul 2018)
Tax Bill$3,666 (2025)
Deeds & MortgagesAug 2024 Transfer
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-2S-21-42911-000-0160

Property Details

APN / Parcel Number

Primary APN30-2S-21-42911-000-0160
Alternative APNs
  • 30-221-42911-000-0160
  • 1085743

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,021 sqft Living Area
Gross Area2,733 sqft
1st Floor Area2,021 sqft
FlooringCarpet
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,884 sqft (0.181 acres)
Lot Dimensions152 ft deep x 50 ft wide
Garage TypeAttached
Garage Area462 sqft
DrivewayBrick Driveway
PorchFinished Screened Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address327 COBALT LN
CityMIRAMAR BEACH
StateFL
Zip32550-5300
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCC
Legal DescriptionLOT 16 EMERALD BAY PH II-A REPLAT PB 20-32; FKA EMERALD BAY PH II-A PB 19-82 OR 3036-4730 OR 3080-4606 OR 3334-1236
Legal Range021
Legal Township02S
Legal Section30
Legal SubdivisionEMERALD BAY PH II
Legal Phase16
Legal Block1
Legal Lot Number16
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1003
Census Tract950608

Owner

327 Cobalt Ln is owned and occupied by two individuals who acquired it in August 2024.

Source: Walton County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address327 COBALT LN, MIRAMAR BEACH, FL 32550-5300
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2024Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jul 31, 2018Warranty Deed, Transfer · Conventional Mortgage
FIRST NATL LAND TITLE CO INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2018 · Amount on File
Deed SaleJul 31, 2018 · Amount on File
Prior SaleMar 28, 2017 · Amount on File
Deed Document Number201825592
Deed Book / Page3080 / 4606
Last Transfer DateAug 20, 2024
Transfer Doc0033341236
Record UpdatedSep 20, 2026

August 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWALTON FL
Recording DateAug 26, 2024
Property Address327 COBALT LN, MIRAMAR BEACH, FL 32550-5300
Document Number0033341236
Book / Page3334 / 1236
Map ReferenceMB 20 PG 32&33
Instrument DateAug 20, 2024
Instrument20240030019
Transaction TypeTransfer
Record UpdatedJan 12, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address327 COBALT LN, MIRAMAR BEACH, FL 32550-5300

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address327 COBALT LN, MIRAMAR BEACH, FL 32550-5300

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJul 31, 2018
Property Address327 COBALT LN, MIRAMAR BEACH, FL 32550-5300
Document Number0030804606
Book / Page3080 / 4606
Map ReferenceMB20 PG32&33
Instrument DateJul 17, 2018
Instrument2018000025592
Transaction TypeTransfer
Record UpdatedFeb 6, 2021
Title CompanyFIRST NATL LAND TITLE CO INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address327 COBALT LN, MIRAMAR BEACH, FL 32550-5300

Mortgage

Document Number0000000000
DateJul 31, 2018
Instrument2018000025593
Lender
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 327 Cobalt Ln was $3,666, up 2% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,666.00 (+1.97%)$444,418$640,321 Land $143,000 Building $497,321
2024$3,595.00 (+3.84%)
2023$3,462.00 (+1.26%) Homeowner's exemption$621,460 (+0.27%) Land $150,150 Building $471,310$621,460 (+0.27%) Land $150,150 Building $471,310
2022$3,419.00 Homeowner's exemption$619,761 Land $133,025 Building $486,736$619,761 Land $133,025 Building $486,736

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 327 Cobalt Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 148 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies148 in force
Nearby Flood Claims12 (2004–2024)
Claims Outside the SFHA5 of 12
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Sally, Sep 2020 · 5 claims
  • Hurricane Michael, Oct 2018 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources SystemYes
UnitP32 “Moreno Point”
Unit TypeSystem Unit
DesignatedOct 18, 1982
NFIP EligibilityNot eligible (built 2018)
built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 327 Cobalt Ln is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 35
Verizon
Fixed Wireless		300 / 20

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