Mobile County property record for 308 Charles St, Mobile, AL 36604
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,538 sqft · built 1904 |
| Owner | 2 Individual Names on File |
| Last Sale | $107,500 (Nov 2018) |
| Tax Bill | $1,846 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage May 2021 Construction Loan + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | R022906390004221 |
| Primary APN | R022906390004221 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,538 sqft Living Area |
| 1st Floor Area | 1,656 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Porch | Open Porch |
|---|---|
| Porch Area | 188 sqft |
| Deck Area | 200 sqft |
| Patio Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 733077 |
|---|---|
| Old Parcel Number | R022906390004221 |
| Street Address | 308 CHARLES ST |
| City | MOBILE |
| State | AL |
| Zip | 36604-3033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT A PT ON THE W/S OF CHARLES ST 65 FT N OF NW COR OF CHARLES & SAVANNAH STS TH RUN NLY ALG THE W/L OF CHARLES ST 55 FT |
| Legal Range | 01W |
| Legal Township | 04S |
| Legal Section | 39 |
| Legal Subdivision | WASHINGTON/OAKLEIGH |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 1002 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Oakleigh Garden Historic District listed 1972 · 104 contributing resources · NRIS 72000171 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
308 Charles St is owned and occupied by two individuals who bought it in November 2018.
Source: Mobile County records, as of December 22, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 308 CHARLES ST, MOBILE, AL 36604-3033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 30, 2023 | Deed of Trust, Mortgage · Conventional Mortgage BAY MORTGAGE CORP |
| May 17, 2021 | Deed of Trust, Mortgage · Construction Mortgage 22ND STATE BANK |
| Nov 13, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2018 · Amount on File |
| Deed Sale | Nov 13, 2018 · Amount on File |
| Prior Sale | Jul 1, 2015 · Amount on File |
| Deed Document Number | 2018063762 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 308 CHARLES ST, MOBILE, AL 36604-3033 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 308 CHARLES ST, MOBILE, AL 36604-3033 |
| Document Number | 0000064231 |
|---|---|
| Date | Oct 30, 2023 |
| Instrument | 2023064231 |
| Name | BAY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FAIRHOPE, AL 36532 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 308 CHARLES ST, MOBILE, AL 36604-3033 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 166 GLENWOOD ST, MOBILE, AL 36606-4414 |
| Document Number | 0000031179 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 2021031179 |
| Name | 22ND STATE BANK |
|---|---|
| Type | Bank |
| Address | MOBILE, AL 36602 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Nov 13, 2018 |
| Property Address | 308 CHARLES ST, MOBILE, AL 36604-3033 |
| Document Number | 0000063762 |
| Instrument Date | Nov 9, 2018 |
| Instrument | 63762 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $107.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 166 GLENWOOD ST MOBILE AL 366064414, MOBILE, AL 36606-4414 |
The 2025 property tax bill for 308 Charles St was $1,846, down 29.2% from the year before.
Source: Mobile County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,846.00 (-29.19%) | $28,910 (+41.37%) Land $3,400 Building $25,510 | $289,100 (+41.37%) Land $34,000 Building $255,100 |
| 2024 | $2,607.00 (+142.29%) | $20,450 (+21.73%) Land $3,400 Building $17,050 | $204,500 (+143.45%) Land $34,000 Building $170,500 |
| 2023 | $1,076.00 | $16,800 Land $6,800 Building $10,000 | $84,000 Land $34,000 Building $50,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 308 Charles St in Zone X, an area of moderate flood risk, though there have been 10 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 10 (1979–2025) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 308 Charles St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.1% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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