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306 Charles St, Mobile, AL 36604 Property Records

Mobile County property record for 306 Charles St, Mobile, AL 36604

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,737 sqft · built 1892
Lot Size0.136 acres (5,946 sqft)
Owner2 Individual Names on Record
Last Sale$380,000 (Jul 2026)
Deeds & MortgagesJul 2026 Sale & Mortgage
Dec 2017 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APNR02290639000423201

Property Details

APN / Parcel Number

Primary APNR02290639000423201
Alternative APNs
  • 29 06 39 0 004 232.01X
  • 00733219
  • 733219

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,737 sqft Living Area
1st Floor Area1,774 sqft
Upper Floors Area963 sqft
Utility RoomUtility Room
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1892
Effective Year BuiltEffective 1990
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,946 sqft (0.136 acres)
PorchSlab
Porch Area362 sqft
Utility Building96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number733219
Street Address306 CHARLES ST
CityMOBILE
StateAL
Zip36604-3033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 RANDLETTE SUB MBK 33 P 38 #SEC 39 T4S R1W #MP29 06 39 0 004
Legal Range04S
Legal Township04S
Legal Section39
Legal SubdivisionRANDLETTE
Legal Lot Number2
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group2
Census Block2009
Census Tract1002

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Oakleigh Garden Historic District
listed 1972 · 104 contributing resources · NRIS 72000171

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Mobile County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address306 CHARLES ST, MOBILE, AL 36604-3033
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2026Warranty Deed, Transfer · Conventional Mortgage
BANK NATIONAL ASSOCIATION
Dec 22, 2017Deed of Trust, Mortgage · FHA Mortgage
FAIRWAY INDEPENDENT MTG
Dec 22, 2017Deed of Trust, Mortgage · FHA Mortgage
FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2026 · Amount on Record
Deed SaleJul 1, 2026 · Amount on Record
Deed Document Number202639113
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateJul 1, 2026
Property Address306 CHARLES ST, MOBILE, AL 36604-3033
Document Number0000039113
Instrument DateJun 30, 2026
Instrument202639113
Transaction TypeTransfer
Record UpdatedJul 13, 2026
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$38,380.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 CHARLES ST, MOBILE, AL 36604-3033

Mortgage

Document Number0000039114,
DateJul 1, 2026
Instrument202639114
Lender
NameBANK NATIONAL ASSOCIATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.51%
Initial TypeFixed Rate
Max Rate-1%

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address306 CHARLES ST, MOBILE, AL 36604-3033
Document Number0000000749
Instrument DateDec 22, 2017
Transaction TypeMortgage
Record UpdatedFeb 28, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 CHARLES ST MOBILE AL 366043033, MOBILE, AL 36604-3033

Mortgage

Document Number0000000749
DateJan 5, 2018
Book Page007592/000228
Instrument749
Lender
NameFAIRWAY INDEPENDENT MTG
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term936 Months
DueJan 4, 2096
Interest
Rate TypeAdjustable Rate
Rate4.79%

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address306 CHARLES ST, MOBILE, AL 36604-3033
Document Number0000000748
Instrument DateDec 22, 2017
Transaction TypeMortgage
Record UpdatedFeb 28, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 CHARLES ST MOBILE AL 366043033, MOBILE, AL 36604-3033

Mortgage

Document Number0000000748
DateJan 5, 2018
Book Page007592/000212
Instrument748
Lender
NameFAIRWAY INDEPENDENT MTG
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term936 Months
DueJan 4, 2096
Interest
Rate TypeAdjustable Rate
Rate4.79%

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of December 23, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$31,520 (+31.33%) Land $3,400 Building $28,120$315,200 (+31.33%) Land $34,000 Building $281,200
2023Additional exemption filed$24,000 Land $3,400 Building $20,600$240,000 Land $34,000 Building $206,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims10 (1979–2025)
Claims Outside the SFHA5 of 10
Most Recent ClaimApr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 98.1% of Alabama
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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