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255 Charles St, Mobile, AL 36604 Property Records

Mobile County property record for 255 Charles St, Mobile, AL 36604

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,448 sqft · built 1890
OwnerIndividual Name on Record
Tax Bill$3,153 (2025)
Deeds & MortgagesSep 2021 Mortgage
May 2021 Transfer
Flood ZoneZone X (minimal risk)
APNR022906390004207

Property Details

APN / Parcel Number

Primary APNR022906390004207
Alternative APNs
  • 29 06 39 0 004 207.XXX
  • 00732924
  • 732924

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,448 sqft Living Area
1st Floor Area1,440 sqft
Upper Floors Area1,008 sqft
FlooringWood
Interior WallsPlaster
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1991
Exterior MaterialWood
Construction TypeFrame
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialMetal
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area168 sqft
Utility Building81 sqft

Location & Zoning

Account Number732924
Old Parcel NumberR022906390004207
Street Address255 CHARLES ST
CityMOBILE
StateAL
Zip36604-3059
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOMG AT SE COR CHARLESTON ST & CHARLES ST RUN SLY 111.7 FT ALG E ROW CHARLES ST FOR POB ELY 75.5 FT SLY 8 FT ELY 100 FT SLY
Legal Range01W
Legal Township04S
Legal Section39
Legal SubdivisionFAVRE
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group2
Census Block2011
Census Tract1002

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Oakleigh Garden Historic District (Boundary Decrease & Additional Documentation)
listed 2016 · 66 contributing resources · NRIS 16000863

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Mobile County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address255 CHARLES ST, MOBILE, AL 36604-3059
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ LLC
May 21, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Prior SaleMay 28, 2004 · Amount on Record
Last Transfer DateMay 21, 2021
Transfer Doc0000032538
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address255 CHARLES ST, MOBILE, AL 36604-3059
Transaction TypeMortgage
Record UpdatedJun 29, 2023
Title CompanyCOVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000061803
DateSep 20, 2021
Instrument2021061803
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMOBILE AL
Recording DateMay 21, 2021
Property Address255 CHARLES ST, MOBILE, AL 36604-3059
Document Number0000032538
Instrument DateNov 30, 2019
Instrument2021032538
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1121 DALNETTO ST, MOBILE, AL 36604

Transferred To (Grantee/Buyer)

NameVerified Name
Address255 CHARLES ST, MOBILE, AL 36604-3059

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,153.00$24,750 (-) Land $3,740 Building $21,010$247,500 (-) Land $37,400 Building $210,100
2024$3,153.00 (+9.63%)$24,750 (+9.66%) Land $3,740 Building $21,010$247,500 (+9.66%) Land $37,400 Building $210,100
2023$2,876.00$22,570 (-) Land $3,740 Building $18,830$225,700 (-) Land $37,400 Building $188,300
2022$2,876.00$22,570 Land $3,740 Building $18,830$225,700 Land $37,400 Building $188,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims10 (1979–2025)
Claims Outside the SFHA5 of 10
Most Recent ClaimApr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 98.4% of Alabama
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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