308 Centennial St, Geneva, OH 44041 Property Records

Ashtabula County property record for 308 Centennial St, Geneva, OH 44041

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,498 sqft · built 1952
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Apr 2022)
Tax Bill	$2,578 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-017-00-012-00`

Property Details

APN / Parcel Number

Primary APN	`20-017-00-012-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,498 sqft Living Area
Gross Area	1,786 sqft
1st Floor Area	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1991
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	35 ft deep x 85 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	308 CENTENNIAL ST
City	GENEVA
State	OH
Zip	44041-1707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 SUB 1
Jurisdiction	ASHTABULA OH
Township / Civil Division	GENEVA
Census Block Group	5
Census Block	5013
Census Tract	802

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6850 MILLER RD, BRECKSVILLE, OH 44141-3222
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2022 · Amount on Record
Deed Sale	Apr 29, 2022 · Amount on Record
Prior Sale	Sep 21, 2006 · Amount on Record
Deed Document Number	20224588
Deed Book / Page	769 / 2311
Record Updated	Sep 20, 2026

April 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	ASHTABULA OH
Recording Date	Apr 29, 2022
Property Address	308 CENTENNIAL ST, GENEVA, OH 44041-1707
Document Number	0000004588
Book / Page	769 / 2311
Instrument Date	Apr 26, 2022
Instrument	202200004588
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	ENTERPRISE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	308 CENTENNIAL ST, GENEVA, OH 44041-1707

Mortgage

Document Number	0007692315
Date	Apr 29, 2022
Instrument	769/2315

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,578.00 (+67.95%)	$31,610 (-) Land $4,480 Building $27,130	$90,300 (-) Land $12,800 Building $77,500
2023	$1,535.00 (+19.55%) Homeowner's exemption	$31,610 (+21.2%) Land $4,480 Building $27,130	$90,300 (+21.21%) Land $12,800 Building $77,500
2022	$1,284.00 Homeowner's exemption	$26,080 Land $3,470 Building $22,610
2020			$74,500 Land $9,900 Building $64,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20