Ashtabula County property record for 195 Centennial St, Geneva, OH 44041
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,293 sqft · built 1940 |
| Lot Size | 0.481 acres (20,952 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $131,500 (Sep 2018) |
| Tax Bill | $4,214 (2025) |
| Deeds & Mortgages | Jul 2025 Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-022-10-001-00 |
| Primary APN | 20-022-10-001-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,293 sqft Living Area |
| Gross Area | 1,761 sqft |
| 1st Floor Area | 676 sqft |
| Upper Floors Area | 527 sqft |
| Basement Area | 90 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,952 sqft (0.481 acres) |
| Lot Dimensions | 233 ft deep x 90 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 90 sqft |
|---|---|
| Patio Area | 279 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 195 CENTENNIAL ST |
|---|---|
| City | GENEVA |
| State | OH |
| Zip | 44041-1748 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 101 & 102 NEARINGWOOD |
| Legal Subdivision | NEARINGWOOD |
| Legal Lot Number | 102 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | GENEVA |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 802 |
Source: Ashtabula County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 195 CENTENNIAL ST, GENEVA, OH 44041-1748 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 9, 2025 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 27, 2018 | Warranty Deed, Transfer · FHA Mortgage NATIONS RELIABLE LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2018 · Amount on Record |
| Deed Sale | Sep 27, 2018 · Amount on Record |
| Prior Sale | Sep 3, 2009 · Amount on Record |
| Deed Document Number | 20189885 |
| Deed Book / Page | 668 / 2375 |
| Prior Transfer Date | Sep 18, 2006 |
| Prior Transfer Doc | 0000015410 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 195 CENTENNIAL ST, GENEVA, OH 44041-1748 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 195 CENTENNIAL ST, GENEVA, OH 44041-1748 |
| Document Number | 0000006221 |
|---|---|
| Date | Jul 9, 2025 |
| Book Page | 847/1064 |
| Instrument | 2025-00006221 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 279 Months |
| Due | Oct 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Sep 27, 2018 |
| Property Address | 195 CENTENNIAL ST, GENEVA, OH 44041-1748 |
| Document Number | 0000009885 |
| Book / Page | 000668 / 002375 |
| Instrument Date | Sep 20, 2018 |
| Instrument | 9885 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2019 |
| Title Company | VENTURE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $526.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 195 CENTENNIAL ST GENEVA OH 440411748, GENEVA, OH 44041-1748 |
| Document Number | 9886 |
|---|---|
| Date | Sep 27, 2018 |
| Book Page | 000668/002378 |
| Instrument | 9886 |
| Name | NATIONS RELIABLE LNDG |
|---|---|
| Address | HOUSTON, TX 77098 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 26, 2048 |
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Area City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,214.00 (+80.94%) | $51,660 (-) Land $11,690 Building $39,970 | $147,600 (-) Land $33,400 Building $114,200 |
| 2024 | $2,329.00 (-6.91%) Homeowner's exemption | $51,660 (-) Land $11,690 Building $39,970 | |
| 2023 | $2,502.00 (+20.46%) Homeowner's exemption | $51,660 (+22.07%) Land $11,690 Building $39,970 | $147,600 (+22.08%) Land $33,400 Building $114,200 |
| 2022 | $2,077.00 Homeowner's exemption | $42,320 Land $9,000 Building $33,320 | |
| 2020 | $120,900 Land $25,700 Building $95,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1981) |
| Most Recent Claim | Feb 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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