Flathead County property record for 308 Cardinal Ln, Kalispell, MT 59901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,216 sqft · built 2018 |
| Lot Size | 4.01 acres (174,676 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $591,850 (Nov 2023) |
| Tax Bill | $2,508 (2026) |
| Deeds & Mortgages | Nov 2023 Mortgage Jan 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R839749 |
| Primary APN | R839749 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,216 sqft Living Area |
| 1st Floor Area | 2,076 sqft |
| Attic | Attic |
| Attic Area | 140 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 174,676 sqft (4.01 acres) |
| Garage Area | 702 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Account Number | 0000015535 |
|---|---|
| Street Address | 308 CARDINAL LN |
| City | KALISPELL |
| State | MT |
| Zip | 59901-2426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S06, T28 N, R20 W, ACRES 4.01, COS 20806-2, TR 1J IN S2NE4, ASSR# 0000015535 |
| Legal Range | 20W |
| Legal Township | 28N |
| Legal Section | 06 |
| Legal Subdivision | CERTIFICATE SURVEY # 20806 |
| Legal Tract | 2 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | CRESTON-BIGFORK |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 1306 |
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 308 CARDINAL LN, KALISPELL, MT 59901-2426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 27, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage WHITEFISH CU |
| Jan 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC |
| Jun 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC |
| Jun 29, 2018 | Intrafamily Transfer, Transfer · Construction Mortgage VALLEY BANK OF KALISPELL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 27, 2023 · Amount on Record |
| Deed Sale | Nov 27, 2023 · Amount on Record |
| Prior Sale | Jun 29, 2018 · Amount on Record |
| Deed Document Number | 202321046 |
| Prior Transfer Date | Nov 20, 2023 |
| Prior Transfer Doc | 0000021046 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Nov 27, 2023 |
| Property Address | 308 CARDINAL LN, KALISPELL, MT 59901-2426 |
| Document Number | 202300021046 |
| Instrument Date | Nov 20, 2023 |
| Instrument | 202300021046 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2023 |
| Title Company | FLATHEAD PREMIER TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 308 CARDINAL LN, KALISPELL, MT 59901-2426 |
| Document Number | 202300021047 |
|---|---|
| Date | Nov 27, 2023 |
| Instrument | 202300021047 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 24, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.27% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 24, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4.27% |
| Max Rate At Change | 8.27% |
| Index | 5-Year CMT |
| Max Rate | 11.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 308 CARDINAL LN, KALISPELL, MT 59901-2426 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2021 |
| Title Company | ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 201900000095 |
|---|---|
| Date | Jan 3, 2019 |
| Instrument | 201900000095 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAUSALITO, CA 94965 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 308 CARDINAL LN, KALISPELL, MT 59901-2426 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 202000016085 |
|---|---|
| Date | Jun 16, 2020 |
| Instrument | 202000016085 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CORTE MADERA, CA 94925 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jun 29, 2018 |
| Property Address | 308 CARDINAL LN, KALISPELL, MT 59901-2426 |
| Document Number | 201800013304 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 201800013304 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | FL 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 4843, WHITEFISH, MT 59937-4843 |
| Document Number | 201800013305 |
|---|---|
| Date | Jun 29, 2018 |
| Instrument | 201800013305 |
| Name | VALLEY BANK OF KALISPELL |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Apr 1, 2019 |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Fair-Mont-Egan Elementary School District (PK - 08) |
| Secondary School District | Flathead High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,508.00 (-44.95%) | $810,200 (+23.11%) | |
| 2025 | $810,200 (+23.11%) Land $260,178 Building $550,022 | ||
| 2023 | $4,556.00 | $658,100 | $658,100 Land $153,497 Building $504,603 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 99.1% of Montana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
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