187 Cardinal Ln, Kalispell, MT 59901 Property Records

Flathead County property record for 187 Cardinal Ln, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,944 sqft · built 1991
Lot Size	5.19 acres (226,338 sqft)
Owner	2 Individual Names on Record
Last Sale	$618,800 (Nov 2020)
Tax Bill	$3,793 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`R0798345`

Property Details

APN / Parcel Number

Primary APN	`R0798345`
Alternative APNs	`07-3967-06-1-01-05-0000` `0000978378`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,944 sqft Living Area
1st Floor Area	1,944 sqft
Basement Area	1,920 sqft
Finished Basement	1,920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	226,338 sqft (5.19 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,952 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Deck Area	677 sqft
Patio Area	1,348 sqft
Shed	1 Shed
Shed Area	160 sqft
Pole Barn	3,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000978378
Street Address	187 CARDINAL LN
City	KALISPELL
State	MT
Zip	59901-2496
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S06, T28 N, R20 W, ACRES 5.2, CS 21211-1, TR 1CEA IN L1
Legal Range	20W
Legal Township	28N
Legal Section	06
Legal Subdivision	SURVYE NO 21211
Legal Tract	1
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	4
Census Block	4004
Census Tract	1306

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	187 CARDINAL LN, KALISPELL, MT 59901-2496
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Warranty Deed, Transfer · Conventional Mortgage LENDUS LLC
Oct 10, 2018	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2020 · Amount on Record
Deed Sale	Nov 6, 2020 · Amount on Record
Prior Sale	Oct 10, 2018
Deed Document Number	202037699
Prior Transfer Date	Oct 4, 2018
Prior Transfer Doc	0000024976
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Nov 6, 2020
Property Address	187 CARDINAL LN, KALISPELL, MT 59901-2496
Document Number	202000037699
Instrument Date	Nov 6, 2020
Instrument	202000037699
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 CARDINAL LN, KALISPELL, MT 59901-2496

Mortgage

Document Number	202000037700
Date	Nov 6, 2020
Instrument	202000037700

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

October 2018: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	FLATHEAD MT
Recording Date	Oct 10, 2018
Property Address	187 CARDINAL LN, KALISPELL, MT 59901-2496
Document Number	201800024976
Map Reference	MAP12376
Instrument Date	Oct 4, 2018
Instrument	201800024976
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 234, KALISPELL, MT 59903-0234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3300 W VALLEY DR, WHITEFISH, MT 59937-8339

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Fair-Mont-Egan Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,793.00 (-42.41%)	$1,132,000 (+18.98%)
2025			$1,132,000 (+18.98%) Land $293,149 Building $838,851
2023	$6,586.00	$951,400	$951,400 Land $165,001 Building $786,399

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.8% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Bullitt Communications, Verizon, Vero Fiber.

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