Flathead County property record for 276 Cardinal Ln, Kalispell, MT 59901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,204 sqft · built 2000 |
| Lot Size | 4.07 acres (177,289 sqft) |
| Owner | Company Name on Record |
| Last Sale | $460,600 (Sep 2017) |
| Tax Bill | $6,418 (2026) |
| Deeds & Mortgages | Apr 2022 Mortgage Apr 2017 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0739916 |
| Primary APN | R0739916 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,204 sqft Living Area |
| 1st Floor Area | 1,556 sqft |
| 2nd Floor Area | 648 sqft |
| Basement Area | 1,508 sqft |
| Finished Basement | 1,508 sqft |
| Fireplaces | 3 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 177,289 sqft (4.07 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 240 sqft |
| Deck Area | 440 sqft |
| Shed | 1 Shed |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000001830 |
|---|---|
| Street Address | 276 CARDINAL LN |
| City | KALISPELL |
| State | MT |
| Zip | 59901-2501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S06, T28 N, R20 W, 13411-1, PARCEL N/A, TR 1G IN N2S2NE4 |
| Legal Range | 20W |
| Legal Township | 28N |
| Legal Section | 06 |
| Legal Subdivision | CERTIFICATE OF SURVEY NO 13411 |
| Legal Tract | 1 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | CRESTON-BIGFORK |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 1306 |
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 276 CARDINAL LN, KALISPELL, MT 59901-2501 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Apr 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Apr 10, 2017 | Deed of Trust, Mortgage · Line of Credit TRAILWEST BANK |
| Nov 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GLACIER BANK |
| Oct 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Sep 18, 2017 | Warranty Deed, Transfer · Line of Credit GLACIER BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2017 · Amount on Record |
| Deed Sale | Sep 18, 2017 · Amount on Record |
| Prior Sale | Jul 2, 2010 · Amount on Record |
| Deed Document Number | 201723281 |
| Last Transfer Date | Oct 17, 2019 |
| Transfer Doc | 0000026650 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 276 CARDINAL LN, KALISPELL, MT 59901-2501 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 202200010250 |
|---|---|
| Date | Apr 21, 2022 |
| Instrument | 202200010250 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 276 CARDINAL LN, KALISPELL, MT 59901-2501 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NOT AVAILABLE, ATEC |
| Name | Verified Name |
|---|
| Document Number | 201700007165 |
|---|---|
| Date | Apr 10, 2017 |
| Instrument | 201700007165 |
| Name | TRAILWEST BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Apr 15, 2020 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 276 CARDINAL LN, KALISPELL, MT 59901-2501 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201700029208 |
|---|---|
| Date | Nov 27, 2017 |
| Instrument | 201700029208 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59901 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 276 CARDINAL LN, KALISPELL, MT 59901-2501 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Name | Verified Name |
|---|
| Document Number | 201900027185 |
|---|---|
| Date | Oct 23, 2019 |
| Instrument | 201900027185 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Sep 18, 2017 |
| Property Address | 276 CARDINAL LN, KALISPELL, MT 59901-2501 |
| Document Number | 201700023281 |
| Instrument Date | Sep 14, 2017 |
| Instrument | 201700023281 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1640 MORGAN LN, REDONDO BEACH, CA 90278-4723 |
| Document Number | 201700023282 |
|---|---|
| Date | Sep 18, 2017 |
| Instrument | 201700023282 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Fair-Mont-Egan Elementary School District (PK - 08) |
| Secondary School District | Flathead High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,418.00 (-20.12%) | $1,563,716 (+34.74%) | |
| 2025 | $1,563,716 (+34.74%) Land $261,846 Building $1,301,870 | ||
| 2023 | $8,035.00 | $1,160,569 | $1,160,569 Land $154,079 Building $1,006,490 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.6% of Montana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
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