Kane County property record for 306 Buffalo Dr, Elgin, IL 60124 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,106 sqft · built 2005 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $302,000 (Sep 2017) |
| Tax Bill | $12,400 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Dec 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-24-426-013 |
| Primary APN | 05-24-426-013 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,106 sqft Living Area |
| Basement Area | 1,562 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Area | 455 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 306 BUFFALO DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-3813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHADOW HILL UNIT 1A LT 43 |
| Legal Subdivision | SHADOW HILL |
| Legal Block | 1 |
| Legal Lot Number | 43 |
| Legal Unit | 1A |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 850711 |
Source: Kane County records · APN 05-24-426-013
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 306 BUFFALO DR, ELGIN, IL 60124-3813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2025 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Dec 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 03, 2020 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) PENNYMAC LOAN SERVICES LLC |
| Dec 24, 2019 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC |
| Sep 08, 2017 | Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 08, 2017 · Amount on Record |
| Deed Sale | Sep 08, 2017 · Amount on Record |
| Prior Sale | Dec 28, 2005 · Amount on Record |
| Deed Document Number | 201747286 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 306 BUFFALO DR, ELGIN, IL 60124-3813 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Title Company | PGP TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000037118 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 2025K037118 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 306 BUFFALO DR, ELGIN, IL 60124-3813 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0000091923 |
|---|---|
| Date | Dec 10, 2021 |
| Instrument | 2021K091923 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 306 BUFFALO DR, ELGIN, IL 60124-3813 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 306 BUFFALO DR, ELGIN, IL 60124-3813 |
| Document Number | 0000050431 |
|---|---|
| Date | Sep 03, 2020 |
| Instrument | 2020K050431 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jan 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 306 BUFFALO DR, ELGIN, IL 60124-3813 |
| Document Number | 0000001129 |
| Instrument Date | Dec 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 306 BUFFALO DR ELGIN IL 601243813, ELGIN, IL 60124-3813 |
| Document Number | 0000001129 |
|---|---|
| Date | Jan 08, 2020 |
| Instrument | 1129 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 07, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 08, 2017 |
| Property Address | 306 BUFFALO DR, ELGIN, IL 60124-3813 |
| Document Number | 0000047286 |
| Map Reference | DOC2005K066186 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 2017K047286 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | HERITAGE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $302.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 306 BUFFALO DR, ELGIN, IL 60124-3813 |
| Document Number | 0000047287 |
|---|---|
| Date | Sep 08, 2017 |
| Instrument | 2017K047287 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,400.00 (+11.19%) Homeowner's exemption | ||
| 2024 | $157,501 (+31.4%) Land $27,638 Building $129,863 | $472,692 (+31.46%) Land $82,947 Building $389,745 | |
| 2022 | $11,152.00 (+3.99%) Homeowner's exemption | $119,861 (+7.73%) Land $21,357 Building $98,504 | $359,583 (+7.73%) Land $64,071 Building $295,512 |
| 2021 | $10,724.00 Homeowner's exemption | $111,265 Land $20,633 Building $90,632 | $333,795 Land $61,899 Building $271,896 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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