Northampton County property record for 308 Arnies Loop, Cape Charles, VA 23310
| Property Type | Vacant Land |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Company Name on File |
| Last Sale | $350,000 (Dec 2023) |
| Tax Bill | $7,827 (2025) |
| Deeds & Mortgages | Nov 2022 Construction Loan Jan 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-4-30 |
| Primary APN | 90-4-30 |
|---|---|
| Alternative APNs |
|
| Lot Area | 43,560 sqft (1 acres) |
|---|
| Account Number | 463490 |
|---|---|
| Street Address | 308 ARNIES LOOP |
| City | CAPE CHARLES |
| State | VA |
| Zip | 23310-2366 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | LOT 30 21,053 SQ FT BAY CREE URE LOT 30 21,053 SQ FT BAY CREE URE |
| Legal Subdivision | BAY CREEK |
| Legal Lot Number | 30 |
| Jurisdiction | NORTHAMPTON VA |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 930301 |
308 Arnies Loop, vacant land, is owned by a company that bought it in December 2023 and is owner-occupied.
Source: Northampton County records, as of March 11, 2026
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 308 ARNIES LOOP, CAPE CHARLES, VA 23310-2366 |
| Occupancy | Owner Occupied |
| Owner Type | Individual, Secondary Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 23, 2022 | Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK NA |
| Jan 27, 2026 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 21, 2023 | Warranty Deed, Transfer · VA Mortgage C&F MORTGAGE CORPORATION |
| Jan 4, 2008 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2023 · Amount on File |
| Deed Sale | Dec 21, 2023 · Amount on File |
| Prior Sale | Jan 4, 2008 · Amount on File |
| Deed Document Number | 230002912 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Property Address | 308 ARNIES LOOP, CAPE CHARLES, VA 23310-2366 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0220002737 |
|---|---|
| Date | Nov 23, 2022 |
| Instrument | 220002737 |
| Name | CITIZENS BANK NA |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Property Address | 308 ARNIES LOOP, CAPE CHARLES, VA 23310-2366 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 308 ARNIES LOOP, CAPE CHARLES, VA 23310-2366 |
| Document Number | 0260000145 |
|---|---|
| Date | Jan 27, 2026 |
| Instrument | 260000145 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.49% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Dec 21, 2023 |
| Property Address | 308 ARNIES LOOP, CAPE CHARLES, VA 23310-2366 |
| Document Number | 0230002912 |
| Instrument Date | Dec 14, 2023 |
| Instrument | 230002912 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22102 S RAYSIDE RD, CAPE CHARLES, VA 23310 |
| Document Number | 0230002913 |
|---|---|
| Date | Dec 21, 2023 |
| Instrument | 230002913 |
| Name | C&F MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Jan 4, 2008 |
| Property Address | 308 ARNIES LOOP, CAPE CHARLES, VA 23310-2366 |
| Document Number | 0080000037 |
| Map Reference | MAP28 PG49-63 |
| Instrument Date | Nov 27, 2007 |
| Instrument | 080000037 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $177.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 8588 WHEATLANDS RD, EASTON, MD 21601-5028 |
The 2025 property tax bill for 308 Arnies Loop was $7,827.
Source: Northampton County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Cape Charles Town |
| County | Northampton County |
| Unified School District | Northampton County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,827.00 | $1,110,300 Land $158,900 Building $951,400 | |
| 2024 | $1,110,300 (+214.62%) Land $158,900 Building $951,400 | ||
| 2023 | $2,682.00 | $352,900 Land $71,500 Building $281,400 | $352,900 Land $71,500 Building $281,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 308 Arnies Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 47 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 47 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 308 Arnies Loop is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.5% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CAPE CHARLES serves 1,342 people · EPA ID VA3131120 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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