307 Arnies Loop, Cape Charles, VA 23310 Property Records

Northampton County property record for 307 Arnies Loop, Cape Charles, VA 23310

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,717 sqft · built 2006
Lot Size1 acres (43,560 sqft)
OwnerIndividual on Record
Last Sale$640,000 (May 2021)
Tax Bill$6,079 (2025)
Deeds & MortgagesMay 2021 Sale
Dec 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN90-4-80

Property Details

APN / Parcel Number

Primary APN90-4-80
Alternative APNs
  • 10000400
  • 12986

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,717 sqft Living Area
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area87 sqft
Deck Area135 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number10000400
Street Address307 ARNIES LOOP
CityCAPE CHARLES
StateVA
Zip23310-2367
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 80 16,959 SQ FT BAY CREE URE LOT 80 16,959 SQ FT BAY CREE URE
Legal SubdivisionBAY CREEK
Legal Lot Number80
JurisdictionNORTHAMPTON VA
Township / Civil Division2
Census Block Group3
Census Block3034
Census Tract930301

Owner

Source: Northampton County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Co-ownerCo-owner on Record
Mailing Address9087 BROOK FORD RD, BURKE, VA 22015-3618
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 21, 2021Warranty Deed, Transfer
A AND N TITLE AND SETTLEMENT, A & N TITLE & SETTLEMENT
Dec 15, 2020Intrafamily Transfer, Transfer
Aug 7, 2012Bargain and Sale Deed, Transfer · Conventional Mortgage
GATEWAY BANK MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 21, 2021 · Amount on Record
Deed SaleMay 21, 2021 · Amount on Record
Prior SaleDec 15, 2020
Deed Document Number0210001413
Record UpdatedJun 8, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNORTHAMPTON VA
Recording DateMay 21, 2021
Property Address307 ARNIES LOOP, CAPE CHARLES, VA 23310-2367
Document Number0210001413
Instrument DateMay 19, 2021
Instrument210001413
Transaction TypeTransfer
Record UpdatedMar 12, 2026
Title CompanyA AND N TITLE AND SETTLEMENT, A & N TITLE & SETTLEMENT

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9087 BROOK FORD RD, BURKE, VA 22015-3618

December 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionNORTHAMPTON VA
Recording DateDec 15, 2020
Property Address307 ARNIES LOOP, CAPE CHARLES, VA 23310-2367
Document Number0200002638
Instrument DateNov 11, 2020
Instrument200002638
Transaction TypeTransfer
Record UpdatedMar 12, 2026

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 CAVALRY CT, STRASBURG, VA 22657-2183

August 2012: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionNORTHAMPTON VA
Recording DateAug 7, 2012
Property Address307 ARNIES LOOP, CAPE CHARLES, VA 23310-2367
Document Number0120001342
Map ReferenceMB26 PG62
Instrument DateJul 9, 2012
Instrument120001342
Transaction TypeTransfer
Record UpdatedMar 12, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$375.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address158 OLD JACK DR, MIDDLETOWN, VA 22645-4102
InvestorPossibly a Property Investor

Mortgage

Document Number0120001343
DateAug 7, 2012
Instrument120001343
Lender
NameGATEWAY BANK MORTGAGE INC
TypeMortgage Company
AddressRALEIGH, NC 27607
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2042

Tax Assessment & Valuation

Source: Northampton County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityCape Charles Town
CountyNorthampton County
Unified School DistrictNorthampton County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,079.00 (+24.95%)$862,400 (+34.71%) Land $91,400 Building $771,000
2024$862,400 (+34.71%) Land $91,400 Building $771,000
2023$4,865.00$640,200 Land $65,400 Building $574,800$640,200 Land $65,400 Building $574,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies47 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CAPE CHARLES
serves 1,342 people · EPA ID VA3131120
Water SourceGroundwater
Last State InspectionMay 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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