Northampton County property record for 303 Arnies Loop, Cape Charles, VA 23310 · Last verified March 2026
| Property Type | Vacant Land |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $55,000 (May 2022) |
| Tax Bill | $556 (2025) |
| Deeds & Mortgages | Dec 2024 Mortgage May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-4-82 |
| Primary APN | 90-4-82 |
|---|---|
| Alternative APNs |
|
| Lot Area | 43,560 sqft (1 acres) |
|---|
| Account Number | 475260 |
|---|---|
| Street Address | 303 ARNIES LOOP |
| City | CAPE CHARLES |
| State | VA |
| Zip | 23310-2367 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | LOT 82 15,078 SQ FT BAY CREE URE LOT 82 15,078 SQ FT BAY CREE URE |
| Legal Subdivision | BAY CREEK |
| Legal Lot Number | 82 |
| Jurisdiction | NORTHAMPTON VA |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 930301 |
Source: Northampton County records · APN 90-4-82
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2607 WEARY CREEK CT, BOWIE, MD 20716-3528 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2024 | Deed of Trust, Mortgage · ARM ATLANTIC UNION BANK |
| May 31, 2022 | Warranty Deed, Transfer · Commercial Mortgage ATLANTIC UNION BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 31, 2022 · Amount on Record |
| Deed Sale | May 31, 2022 · Amount on Record |
| Deed Document Number | 220001483 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Property Address | 303 ARNIES LOOP, CAPE CHARLES, VA 23310-2367 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0240002303 |
|---|---|
| Date | Dec 30, 2024 |
| Instrument | 240002303 |
| Name | ATLANTIC UNION BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 01, 2036 |
| Change Frequency | Annually |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | May 31, 2022 |
| Property Address | 303 ARNIES LOOP, CAPE CHARLES, VA 23310-2367 |
| Document Number | 0220001483 |
| Instrument Date | May 26, 2022 |
| Instrument | 220001483 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | BAY AREA TITLE, BAY AREA TITLE & ASSOC INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 303 ARNIES LOOP, CAPE CHARLES, VA 23310-2367 |
| Document Number | 0220001484 |
|---|---|
| Date | May 31, 2022 |
| Instrument | 220001484 |
| Name | ATLANTIC UNION BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jan 01, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
Source: Northampton County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Cape Charles Town |
| County | Northampton County |
| Unified School District | Northampton County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $556.00 (+38.31%) | $79,000 (+49.06%) Land $79,000 | |
| 2024 | $79,000 (+49.06%) Land $79,000 | ||
| 2023 | $402.00 | $53,000 Land $53,000 | $53,000 Land $53,000 |
Source: FEMA National Flood Hazard Layer, Northampton County (51131C), updated October 26, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511319303013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 47 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 47 in force 26 of 47 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures