308 6th St, Traer, IA 50675 Property Records

Tama County property record for 308 6th St, Traer, IA 50675

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,036 sqft · built 1945
Lot Size	0.228 acres (9,932 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Nov 2018)
Tax Bill	$2,998 (2025)
Deeds & Mortgages	Jan 2019 Sale Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07.10.153.006`

Property Details

APN / Parcel Number

Primary APN	`07.10.153.006`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,036 sqft Living Area
Basement Area	986 sqft
Finished Basement	425 sqft
Unfinished Basement	561 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,932 sqft (0.228 acres)
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	308 6TH ST
City	TRAER
State	IA
Zip	50675-1302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10-85-14 W80' E198.75, N124' S360' LOT 5 SW NW
Legal Range	14W
Legal Township	85N
Legal Section	10
Legal Subdivision	AUDITORS
Legal Lot Number	5
Jurisdiction	TAMA IA
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3039
Census Tract	290200

Owner

Source: Tama County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	308 6TH ST, TRAER, IA 50675-1302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2019	Deed, Transfer
Nov 26, 2018	Warranty Deed, Transfer MIDWESTONE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2018 · Amount on Record
Deed Sale	Nov 26, 2018 · Amount on Record
Deed Document Number	20182776
Record Updated	Oct 29, 2026

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	TAMA IA
Recording Date	Jan 8, 2019
Property Address	308 6TH ST, TRAER, IA 50675-1302
Document Number	0020190030
Instrument Date	Jan 7, 2019
Instrument	2019-0030
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 6TH ST, TRAER, IA 50675-1302

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Nov 26, 2018
Property Address	308 6TH ST, TRAER, IA 50675-1302
Document Number	0020182776
Instrument Date	Nov 13, 2018
Instrument	2018-2776
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 6TH ST, TRAER, IA 50675-1302

Mortgage

Document Number	0020182777
Date	Nov 26, 2018
Instrument	2018-2777

Lender

Name	MIDWESTONE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Municipality	Traer City
Unified School District	North Tama County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,998.00	$152,150 (+4.58%) Land $15,040 Building $137,110	$152,150 (+4.58%) Land $15,040 Building $137,110
2023		$145,480 Land $15,040 Building $130,440	$145,480 Land $15,040 Building $130,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRAER MUNICIPAL WATER PLANT serves 1,583 people · EPA ID IA8681030
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile, Traer Municipal Utilities.

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