255 6th St, Traer, IA 50675 Property Records

Tama County property record for 255 6th St, Traer, IA 50675

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,744 sqft · built 2010
Lot Size	0.432 acres (18,818 sqft)
Owner	Individual Name on File
Tax Bill	$6,462 (2025)
Deeds & Mortgages	May 2022 Mortgage Feb 2011 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07.10.156.001`

Property Details

APN / Parcel Number

Primary APN	`07.10.156.001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,744 sqft Living Area
Basement Area	1,308 sqft
Finished Basement	875 sqft
Unfinished Basement	433 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	18,818 sqft (0.432 acres)
Garage Type	Attached
Garage Area	1,054 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	216 sqft
Deck Area	Deck Area
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Geothermal

Location & Zoning

Street Address	255 6TH ST
City	TRAER
State	IA
Zip	50675-1459
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 PRAIRIE WEST 1ST ADDN
Legal Subdivision	PRAIRIE WEST 1ST
Legal Lot Number	3
Jurisdiction	TAMA IA
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3047
Census Tract	290200

Owner

255 6th St is owned and occupied by an individual.

Source: Tama County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	255 6TH ST, TRAER, IA 50675-1459
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS FIRST COMMUNITY CU
Feb 10, 2011	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK OF TOLEDO
May 29, 2012	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK OF TOLEDO
Jun 16, 2010	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	255 6TH ST, TRAER, IA 50675-1459
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020221346
Date	May 23, 2022
Instrument	2022-1346

Lender

Name	MEMBERS FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2042

Interest

Rate Type	Fixed Rate

February 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	255 6TH ST, TRAER, IA 50675-1459
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000884/903
Date	Feb 10, 2011
Book Page	0884/903
Instrument	2011-0420

Lender

Name	STATE BANK OF TOLEDO
Address	TOLEDO, IA 52342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 8, 2012

May 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	255 6TH ST, TRAER, IA 50675-1459
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000903/828
Date	May 29, 2012
Book Page	0903/828
Instrument	2012-1912

Lender

Name	STATE BANK OF TOLEDO
Address	TOLEDO, IA 52342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	8 Months
Due	Dec 31, 2012

June 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Jun 16, 2010
Property Address	255 6TH ST, TRAER, IA 50675-1459
Document Number	000872/181
Book / Page	0872 / 181
Instrument Date	Jun 14, 2010
Instrument	2010-1640
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$28.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 255 6th St was $6,462 with a homeowner's exemption.

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Municipality	Traer City
Unified School District	North Tama County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,462.00	$338,880 Land $39,530 Building $299,350	$338,880 Land $39,530 Building $299,350
2023		$324,440 Land $39,530 Building $284,910	$324,440 Land $39,530 Building $284,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 255 6th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 255 6th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRAER MUNICIPAL WATER PLANT serves 1,583 people · EPA ID IA8681030
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile, Traer Municipal Utilities.

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