307 6th St, Traer, IA 50675 Property Records

Tama County property record for 307 6th St, Traer, IA 50675

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,630 sqft · built 1912
Lot Size	0.733 acres (31,929 sqft)
Owner	2 Individual Names on Record
Last Sale	$284,000 (Feb 2024)
Tax Bill	$5,854 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07.10.151.020`

Property Details

APN / Parcel Number

Primary APN	`07.10.151.020`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,630 sqft Living Area
Basement Area	1,593 sqft
Unfinished Basement	1,593 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,929 sqft (0.733 acres)
Garage Type	Mixed
Garage Area	1,320 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	307 6TH ST
City	TRAER
State	IA
Zip	50675-1301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10-85-14 AUD PLAT OF SW NW SEC 10- PT LT 5 N132' S172' W210' E330' & N 1/2 VAC ALLEY TO S
Legal Range	14W
Legal Township	85N
Legal Section	10
Legal Lot Number	5
Jurisdiction	TAMA IA
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3047
Census Tract	290200

Owner

Source: Tama County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	307 6TH ST, TRAER, IA 50675-1301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Mar 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LINCOLN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 29, 2024 · Amount on Record
Deed Sale	Feb 29, 2024 · Amount on Record
Prior Sale	Aug 21, 2023 · Amount on Record
Deed Document Number	2024459
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Feb 29, 2024
Property Address	307 6TH ST, TRAER, IA 50675-1301
Document Number	0020240459
Map Reference	MB 17 PG 225
Instrument Date	Feb 21, 2024
Instrument	2024-0459
Transaction Type	Transfer
Record Updated	Mar 15, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$453.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	307 6TH ST, TRAER, IA 50675-1301

Mortgage

Document Number	0020240460
Date	Feb 29, 2024
Instrument	2024-0460

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	307 6TH ST, TRAER, IA 50675-1301
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020202129
Date	Aug 24, 2020
Instrument	2020-2129

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	307 6TH ST, TRAER, IA 50675-1301
Transaction Type	Mortgage
Record Updated	Jun 10, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200576
Date	Mar 16, 2020
Instrument	2020-0576

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Municipality	Traer City
Unified School District	North Tama County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,854.00	$308,080 (-3.7%) Land $25,200 Building $282,880	$308,080 (-3.7%) Land $25,200 Building $282,880
2023		$319,910 (+43.6%) Land $25,200 Building $294,710	$319,910 (+43.6%) Land $25,200 Building $294,710
2022	Homeowner's exemption	$222,780 Land $25,200 Building $197,580	$222,780 Land $25,200 Building $197,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRAER MUNICIPAL WATER PLANT serves 1,583 people · EPA ID IA8681030
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile, Traer Municipal Utilities.

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