308 15th Ave S, Fargo, ND 58103 Property Records

Cass County property record for 308 15th Ave S, Fargo, ND 58103

Property Summary

Property Type	Single Family Home
Details	1,056 sqft · built 1932
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$291,000 (Jul 2025)
Tax Bill	$2,996 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`01-0120-01280-000`

Property Details

APN / Parcel Number

Primary APN	`01-0120-01280-000`

Interior

Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide

Location & Zoning

Street Address	308 15TH AVE S
City	FARGO
State	ND
Zip	58103-4309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Description	LOT: 138 BLOCK: 0 ADDITION: BELMONT PARK ADDITIONAL: BELMONT PARK LOT 138
Legal Subdivision	BELMONT PARK
Legal Lot Number	138
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	1
Census Block	1007
Census Tract	901

Owner

308 15th Ave S is owned and occupied by an individual who bought it in July 2025.

Source: Cass County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	308 15TH AVE S, FARGO, ND 58103-4309
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2025	Warranty Deed, Transfer · Conventional Mortgage GATE CITY BANK
Jun 26, 2018	Warranty Deed, Transfer · ARM GATE CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2025 · Amount on File
Deed Sale	Jul 25, 2025 · Amount on File
Prior Sale	Jun 26, 2018 · Amount on File
Deed Document Number	20251739197
Prior Transfer Date	Jul 13, 2005
Prior Transfer Doc	0001143394
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Jul 25, 2025
Property Address	308 15TH AVE S, FARGO, ND 58103-4309
Document Number	0001739197
Instrument Date	Jul 24, 2025
Instrument	1739197
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	FM TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 15TH AVE S, FARGO, ND 58103-4309

Mortgage

Document Number	0001739198
Date	Jul 25, 2025
Instrument	1739198

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Jun 26, 2018
Property Address	308 15TH AVE S, FARGO, ND 58103-4309
Document Number	0001540617
Instrument Date	Jun 25, 2018
Instrument	1540617
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	308 15TH AVE S, FARGO, ND 58103-4309

Mortgage

Document Number	0001540618
Date	Jun 26, 2018
Instrument	1540618

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jul 1, 2028
Change Frequency	Annually
Min Rate At Change	2.37%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	7.95%

Tax Assessment & Valuation

The 2025 property tax bill for 308 15th Ave S was $2,996, up 20.1% from the year before.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,996.00 (+20.13%)	$110,550 (-) Land $20,250 Building $90,300	$221,100 (-) Land $40,500 Building $180,600
2024	$2,494.00 (-10.45%)	$110,550 (+7.02%) Land $20,250 Building $90,300	$221,100 (+7.02%) Land $40,500 Building $180,600
2023	$2,785.00	$103,300 Land $20,250 Building $83,050	$206,600 Land $40,500 Building $166,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 308 15th Ave S in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	63 (1978–2010)
Claims Outside the SFHA	30 of 63
Most Recent Claim	Mar 2010 · Flooding
Claims by Event	Flooding, Mar 2010 · 7 claims Severe Storms And Flooding, Apr 2009 · 16 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 15th Ave S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 90% of North Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

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