304 15th Ave S, Fargo, ND 58103 Property Records

Cass County property record for 304 15th Ave S, Fargo, ND 58103

Property Summary

Property Type	Single Family Home
Details	1,260 sqft · built 1916
Lot Size	0.262 acres (11,419 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Aug 2024)
Tax Bill	$3,627 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`01-0120-01260-000`

Property Details

APN / Parcel Number

Primary APN	`01-0120-01260-000`

Interior

Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Lot Area	11,419 sqft (0.262 acres)
Lot Dimensions	91 ft deep x 180 ft wide

Location & Zoning

Street Address	304 15TH AVE S
City	FARGO
State	ND
Zip	58103-4309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Description	LOT: 134 BLOCK: 0 ADDITION: BELMONT PARK ADDITIONAL: BELMONT PARK LOTS 134 135 & 136
Legal Subdivision	BELMONT PARK
Legal Lot Number	134-136
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	1
Census Block	1007
Census Tract	901

Owner

304 15th Ave S is owned and occupied by an individual who bought it in August 2024.

Source: Cass County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	304 15TH AVE S, FARGO, ND 58103-4309
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Deed of Trust, Mortgage · Commercial Mortgage GATE CITY BANK
Dec 29, 2022	Warranty Deed, Transfer · Conventional Mortgage BREMER BANK NA
Dec 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage GATE CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2024 · Amount on File
Deed Sale	Aug 15, 2024 · Amount on File
Prior Sale	Dec 29, 2022 · Amount on File
Deed Document Number	20241717924
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	304 15TH AVE S, FARGO, ND 58103-4309
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001676613
Date	Oct 3, 2022
Instrument	1676613

Lender

Name	GATE CITY BANK
Type	Bank
Address	WEST FARGO, ND 58078

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	358 Months
Due	Aug 3, 2052

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Dec 29, 2022
Property Address	304 15TH AVE S, FARGO, ND 58103-4309
Document Number	0001682304
Instrument Date	Dec 28, 2022
Instrument	1682304
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	TITLE COMPANY/WARREN, TITLE COMPANY RESIDENTIAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 15TH AVE S, FARGO, ND 58103-4309

Mortgage

Document Number	0001682305
Date	Dec 29, 2022
Instrument	1682305

Lender

Name	BREMER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	304 15TH AVE S, FARGO, ND 58103-4309
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	THE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001580256
Date	Dec 26, 2019
Instrument	1580256

Lender

Name	GATE CITY BANK
Type	Bank
Address	FARGO, ND 58102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 304 15th Ave S was $3,627.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,627.00	$135,050 Land $33,600 Building $101,450	$270,100 Land $67,200 Building $202,900
2023	$3,135.00	$117,450 Land $33,600 Building $83,850	$234,900 Land $67,200 Building $167,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 304 15th Ave S in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	63 (1978–2010)
Claims Outside the SFHA	30 of 63
Most Recent Claim	Mar 2010 · Flooding
Claims by Event	Flooding, Mar 2010 · 7 claims Severe Storms And Flooding, Apr 2009 · 16 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 15th Ave S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 90% of North Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

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