Cass County property record for 321 15th Ave S, Fargo, ND 58103
| Property Type | Single Family Home |
|---|---|
| Details | 1,516 sqft · built 1946 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,447 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 01-0120-01220-000 |
| Primary APN | 01-0120-01220-000 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,516 sqft Living Area |
| 1st Floor Area | 1,246 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Street Address | 321 15TH AVE S |
|---|---|
| City | FARGO |
| State | ND |
| Zip | 58103-4308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR3 |
| Legal Description | LOT: 130 BLOCK: 0 ADDITION: BELMONT PARK ADDITIONAL: BELMONT PARK LOT 130 |
| Legal Subdivision | BELMONT PARK |
| Legal Lot Number | 130 |
| Jurisdiction | CASS ND |
| Township / Civil Division | FARGO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 901 |
321 15th Ave S is owned and occupied by an individual.
Source: Cass County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 15TH AVE S, FARGO, ND 58103-4308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Property Address | 321 15TH AVE S, FARGO, ND 58103-4308 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001668680 |
|---|---|
| Date | Jun 23, 2022 |
| Instrument | 1668680 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Address | WEST FARGO, ND 58078 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Apr 10, 2037 |
The 2025 property tax bill for 321 15th Ave S was $1,447.
Source: Cass County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Cass County |
| Municipality | Fargo City |
| Unified School District | Fargo Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,447.00 | $112,450 Land $20,250 Building $92,200 | $224,900 Land $40,500 Building $184,400 |
| 2023 | $2,638.00 | $97,800 Land $20,250 Building $77,550 | $195,600 Land $40,500 Building $155,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 321 15th Ave S in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 63 (1978–2010) |
| Claims Outside the SFHA | 30 of 63 |
| Most Recent Claim | Mar 2010 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 321 15th Ave S is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 90% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FARGO serves 120,762 people · EPA ID ND0900336 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Bromate resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 2,000 / 350 |
| Sparklight Cable | 1,000 / 50 |
May also be available: T-Mobile, Verizon.
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