3078 Winding Brook Way, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 3078 Winding Brook Way, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,413 sqft · built 2019
Lot Size	5.67 acres (246,985 sqft)
Owner	Individual Name on Record
Last Sale	$82,000 (Aug 2018)
Tax Bill	$838 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-2N-29-0000-00546-0000`

Property Details

APN / Parcel Number

Primary APN	`18-2N-29-0000-00546-0000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,413 sqft Heated Area
Gross Area	6,475 sqft
1st Floor Area	4,239 sqft
Upper Floors Area	400 sqft
Flooring	Ceramic Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2019
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	246,985 sqft (5.67 acres)
Garage Area	826 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	886 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	182N290000005460000
Street Address	3078 WINDING BROOK WAY
City	PACE
State	FL
Zip	32571-9742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	LOT 10 OF UNREC NORTH DIAMOND ESTATE DES AS FOLLOWS: COM AT SW CORN OF SECTION 18 TOWNSHIP 2 NORTH RANGE 29 WEST THN
Legal Range	29W
Legal Township	02N
Legal Section	18
Legal Subdivision	FT TO S LN OF UNREC SUBDIVISION
Legal Lot Number	10
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1014
Census Tract	10302

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3078 WINDING BROOK WAY, PACE, FL 32571-9742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Feb 24, 2020	Deed of Trust, Mortgage · VA Mortgage UNIVERSITY LNDG
Apr 18, 2019	Loan Modification, Mortgage BEACH CMNTY MTG SVCS
Aug 23, 2018	Warranty Deed, Transfer · VA Mortgage BEACH COMMUNITY MORTGAGE SERVICES I

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2018 · Amount on Record
Deed Sale	Aug 23, 2018 · Amount on Record
Deed Document Number	201836378
Deed Book / Page	3759 / 1945
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3078 WINDING BROOK WAY, PACE, FL 32571-9742
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	RELIABLE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3078 WINDING BROOK WYA, PACE, FL 32571-9742

Mortgage

Document Number	0040881946
Date	Mar 17, 2021
Book Page	4088/1946
Instrument	202117750

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3078 WINDING BROOK WAY, PACE, FL 32571-9742
Document Number	0039280846
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	May 26, 2020
Title Company	RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3078 WINDING BROOK WAY PACE FL 325719742, PACE, FL 32571-9742

Mortgage

Document Number	0039280846
Date	Mar 12, 2020
Book Page	003928/000846
Instrument	12269

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2050

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Property Address	3078 WINDING BROOK WAY, PACE, FL 32571-9742
Document Number	0038241453
Instrument Date	Apr 18, 2019
Transaction Type	Mortgage
Record Updated	Jun 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3078 WINDING BROOK WAY PACE FL 32571, PACE, FL 32571

Mortgage

Document Number	0038241453
Date	Apr 30, 2019
Book Page	003824/001453
Instrument	17501

Lender

Name	BEACH CMNTY MTG SVCS
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32547

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2049

Interest

Rate Type	Fixed Rate
Rate	3.75%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 23, 2018
Property Address	3078 WINDING BROOK WAY, PACE, FL 32571-9742
Document Number	0037591945
Book / Page	3759 / 1945
Instrument Date	Aug 20, 2018
Instrument	201836378
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	RELIABLE LAND TITLE CORP

Transaction

Amount	Amount Recorded
Tax	$574.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2424 RENFROE RD, 2424, MILTON, FL 32571-9154

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 BELLE CHASSE WAY, PENSACOLA, FL 32506-4330

Mortgage

Document Number	0201836379
Date	Aug 23, 2018
Instrument	201836379

Lender

Name	BEACH COMMUNITY MORTGAGE SERVICES I
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$838.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$540,816 (+3%)	$653,743 (+0.72%) Land $136,248 Building $517,495
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$525,064	$649,051 Land $136,248 Building $512,803

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 149 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Conexon Connect Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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