2940 Winding Brook Way, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 2940 Winding Brook Way, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,561 sqft · built 2021
Lot Size	4.02 acres (175,285 sqft)
Owner	2 Individual Names on File
Last Sale	$81,900 (May 2020)
Tax Bill	$5,706 (2025)
Deeds & Mortgages	Jul 2026 Sale Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-2N-30-0000-00209-0000`

Property Details

APN / Parcel Number

Primary APN	`13-2N-30-0000-00209-0000`
Alternative APN	`N302130000002090000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,561 sqft Living Area
Gross Area	8,024 sqft
1st Floor Area	2,561 sqft
Flooring	Wood

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	175,285 sqft (4.02 acres)
Lot Dimensions	465 ft deep x 377 ft wide
Garage Type	Attached
Garage Area	891 sqft
Porch	Slab
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2940 WINDING BROOK WAY
City	MILTON
State	FL
Zip	32571-9742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	DESCRIPTION UPDATE FOR 2020 PARCEL A-3 NORTH DIAMOND EST UNREC SUB: COM AT SOUTHEAST CORNER OF SECTION 13 TOWNSHIP 2 NORTH RANGE 30 WEST; THENCE NORTH 89 DEGREES 30 MINUTES 37 SECONDS WEST ALONG SOUTH SECTION LINE 1130.69 FEET TO C/L OF AN INGRESS/
Legal Range	30W
Legal Township	2N
Legal Section	13
Legal Subdivision	NORTH DIAMOND ESTS
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1014
Census Tract	10302

Owner

2940 Winding Brook Way is owned and occupied by two individuals who acquired it in July 2026.

Source: Santa Rosa County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2940 WINDING BROOK WAY, MILTON, FL 32571-9742
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
May 22, 2020	Correction Deed ATTORNEY ONLY
May 22, 2020	Warranty Deed, Transfer · Conventional Mortgage SANTA ROSA COUNTY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2020 · Amount on File
Deed Sale	May 22, 2020 · Amount on File
Deed Document Number	202024505
Deed Book / Page	3954 / 217
Last Transfer Date	Jul 28, 2026
Transfer Doc	0000038639
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 31, 2026
Property Address	2940 WINDING BROOK WAY, MILTON, FL 32571-9742
Document Number	0000038639
Book / Page	4773 / 732
Instrument Date	Jul 28, 2026
Instrument	202638639
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2940 WINDING BROOK WAY, PACE, FL 32571-9742
Transaction Type	Mortgage
Record Updated	Mar 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1234 BOOTH AVE, OWENSBORO, KY 42301-4538

Mortgage

Document Number	0041330123
Date	Jun 14, 2021
Book Page	4133/123
Instrument	202139770

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

May 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 22, 2020
Property Address	2940 WINDING BROOK WAY, PACE, FL 32571-9742
Document Number	0039540215
Book / Page	003954 / 000215
Instrument Date	May 22, 2020
Instrument	24504
Record Updated	Jul 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,231.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5616 WINDEMERE PL PACE FL 32571, PACE, FL 32571

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 22, 2020
Property Address	2940 WINDING BROOK WAY, PACE, FL 32571-9742
Document Number	0039540217
Book / Page	3954 / 217
Instrument Date	May 2, 2020
Instrument	202024505
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$573.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5616 WHIDEMERE PLACE, 5616, PACE, FL 32571

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7697 DEWEY JERNIGAN RD, PACE, FL 32571-9120

Mortgage

Document Number	0003954220
Date	May 22, 2020
Instrument	3954/220

Lender

Name	SANTA ROSA COUNTY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 22, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 2940 Winding Brook Way was $5,706, up 9.6% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,706.00 (+9.63%)	$488,961 (+7.21%)	$559,347 (+7.13%) Land $107,561 Building $451,786
2024	$5,205.00 (-1.4%) Homeowner's exemption	$456,064 (+3%)	$522,099 (+0.67%) Land $97,783 Building $424,316
2023	$5,279.00 (+2.37%) Homeowner's exemption	$442,781 (+3%)	$518,643 (+6.3%) Land $97,783 Building $420,860
2022	$5,157.00 Homeowner's exemption	$429,884	$487,895 Land $81,486 Building $406,409

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2940 Winding Brook Way in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 149 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2940 Winding Brook Way is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Conexon Connect Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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