2939 Winding Brook Way, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 2939 Winding Brook Way, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,954 sqft · built 2020
Lot Size	15.2 acres (664,290 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,925,000 (Jul 2024)
Tax Bill	$12,696 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Jan 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-2N-30-0000-00200-0000`

Property Details

APN / Parcel Number

Primary APN	`13-2N-30-0000-00200-0000`
Alternative APN	`N302130000002000000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,954 sqft Living Area
Gross Area	8,985 sqft
1st Floor Area	2,738 sqft
Upper Floors Area	1,216 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	664,290 sqft (15.2 acres)
View / Lot	Woodland
Garage Type	Attached
Garage Area	913 sqft
Parking Spaces	13 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,273 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2939 WINDING BROOK WAY
City	PACE
State	FL
Zip	32571-9742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	UPDATED 2025 13-2N-30W LOT 6 N DIAMOND EST (UNREC): COM AT NW COR OF NE4 , THN S893037E 2187.09FT ALNG N LN TO POB, THN N165053W 617.54FT TO S LN OF ESMNT, THN N730907E 750.36FT ALNG S LN, THN S011305W 1293.07FT , THN S46*5327E 112.49FT TO PT
Legal Range	30W
Legal Township	2N
Legal Section	13
Legal Subdivision	NORTH DIAMOND ESTS
Legal Lot Number	6
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1014
Census Tract	10302

Owner

Source: Santa Rosa County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2939 WINDING BROOK WAY, MILTON, FL 32571-9742
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Line of Credit ALL IN FCU
Jan 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK
Mar 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY LENDING GROUP LLC
Jan 20, 2020	Loan Modification, Mortgage TRUSTMARK NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2024 · Amount on Record
Deed Sale	Jul 3, 2024 · Amount on Record
Deed Document Number	202429770
Deed Book / Page	4518 / 1082
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2939 WINDING BROOK WAY, PACE, FL 32571-9742
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041840409
Date	Sep 28, 2021
Book Page	4184/409
Instrument	202164578

Lender

Name	ALL IN FCU
Type	Credit Union
Address	DALEVILLE, AL 36322

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	264 Months
Due	Sep 15, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2939 WINDING BROOK WAY, PACE, FL 32571-9742
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037941968
Date	Jan 3, 2019
Book Page	3794/1968
Instrument	201900320

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2939 WINDING BROOK WAY, PACE, FL 32571-9742
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039311673
Date	Mar 24, 2020
Book Page	3931/1673
Instrument	202014254

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2939 WINDING BROOK WAY, PACE, FL 32571-9742
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2939 WINDING BROOK WAY, PACE, FL 32571-9742

Mortgage

Document Number	0040170357
Date	Oct 21, 2020
Book Page	4017/357
Instrument	202054515

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Property Address	2939 WINDING BROOK WAY, PACE, FL 32571-9742
Document Number	0039101766
Instrument Date	Jan 20, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2939 WINDING BROOK WAY PACE FL 325719742, PACE, FL 32571-9742

Mortgage

Document Number	0039101766
Date	Jan 21, 2020
Book Page	003910/001766
Instrument	2930

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Amount	Amount Recorded
Term	336 Months
Due	Jan 20, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,696.00 (+64.05%)	$1,048,164 (+60.78%) Land $352,275 Building $695,889	$1,048,164 (+10.63%) Land $352,275 Building $695,889
2024	$7,739.00 (-0.4%) Homeowner's exemption	$651,926 (+2.99%)	$947,411 (+0.7%) Land $76,329 Building $871,082
2023	$7,770.00 (+2.26%) Homeowner's exemption	$632,993 (+2.99%)	$940,780 (+6.61%) Land $76,329 Building $864,451
2022	$7,598.00 Homeowner's exemption	$614,611	$882,434

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 149 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Conexon Connect Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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