30748 532nd St, Elgin, MN 55932 Property Records

Wabasha County property record for 30748 532nd St, Elgin, MN 55932

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,678 sqft · built 1996
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Dec 2018)
Tax Bill	$3,784 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R02.00113.00`

Property Details

APN / Parcel Number

Primary APN	`R02.00113.00`
Alternative APN	`02.00113.00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,678 sqft Living Area
1st Floor Area	1,678 sqft
Basement Area	1,200 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	435,600 sqft
Garage Type	Detached
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	592 sqft
Deck Area	90 sqft
Balcony Area	1,176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	30748 532ND ST
City	ELGIN
State	MN
Zip	55932-5287
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-17 TWP-108 RANGE-012 10.00 AC PART E1/2W1/2SE1/4 COMM AT SE COR SE1/4 TH N89DEG2012W AB 1327.4 TO SE COR THOF TH N0DEG1417W ALNG E LIN THOF 855.60 TO POB TH N0DEG1417W ALNG E LIN THOF 657.96 TH S89DEG4543W 661.62 TO W LIN THOF TH S0DEG94
Legal Range	12
Legal Township	108
Legal Section	17
Legal Lot Number	6
Jurisdiction	WABASHA MN
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3003
Census Tract	490500

Owner

Source: Wabasha County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	30748 532ND ST, ELGIN, MN 55932-5287
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Non-Conforming Investor Loan FIRST ALLIANCE CU
Dec 27, 2018	Warranty Deed, Transfer · Conventional Mortgage FORESIGHT BANK
Apr 28, 2017	Warranty Deed, Transfer · Conventional Mortgage MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2018 · Amount on Record
Deed Sale	Dec 27, 2018 · Amount on Record
Prior Sale	Apr 28, 2017 · Amount on Record
Deed Document Number	2018333492
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	30748 532ND ST, ELGIN, MN 55932-5287
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A362549
Date	Mar 13, 2026
Instrument	A362549

Lender

Name	FIRST ALLIANCE CU
Type	Credit Union
Address	STEWARTVILLE, MN 55976

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	120 Months
Due	Mar 27, 2036

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASHA MN
Recording Date	Dec 27, 2018
Property Address	30748 532ND ST, ELGIN, MN 55932-5287
Document Number	0000333492
Instrument Date	Dec 14, 2018
Instrument	333492
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	EDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,534.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	30748 53ND STREET, ELGIN, MN 55932

Mortgage

Document Number	0000333493
Date	Dec 27, 2018
Instrument	333493

Lender

Name	FORESIGHT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASHA MN
Recording Date	Apr 28, 2017
Property Address	30748 532ND ST, ELGIN, MN 55932-5287
Document Number	000A327023
Instrument Date	Apr 17, 2017
Instrument	A327023
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	ROCHESTER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,221.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30748 532ND ST, ELGIN, MN 55932-5287

Mortgage

Document Number	000A327024
Date	Apr 28, 2017
Instrument	A327024

Lender

Name	MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Wabasha County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wabasha County
County Subdivision	Elgin Township
Unified School District	Plainview-Elgin-Millville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,784.00 (+1.72%) Homeowner's exemption	$530,200 (+1.03%) Land $141,000 Building $389,200	$530,200 (+1.03%) Land $141,000 Building $389,200
2025	$3,720.00 (+3.97%) Homeowner's exemption	$524,800 (+6.06%) Land $131,000 Building $393,800	$524,800 (+6.06%) Land $131,000 Building $393,800
2023	$3,578.00 Homeowner's exemption	$494,800 Land $131,000 Building $363,800	$494,800 Land $131,000 Building $363,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130

May also be available: Hiawatha Broadband Communications.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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