30544 532nd St, Elgin, MN 55932 Property Records

Wabasha County property record for 30544 532nd St, Elgin, MN 55932

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 3,360 sqft · built 1985
Lot Size	2.48 acres (108,172 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Dec 2014)
Tax Bill	$3,514 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R02.00404.00`

Property Details

APN / Parcel Number

Primary APN	`R02.00404.00`
Alternative APN	`02.00404.00`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Building Area	3,360 sqft Living Area
Gross Area	4,545 sqft
1st Floor Area	1,178 sqft
Basement Area	336 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	108,172 sqft
Garage Type	Detached
Garage Area	1,178 sqft
Porch	Enclosed Porch
Deck Area	465 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	30544 532ND ST
City	ELGIN
State	MN
Zip	55932-5286
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-17 TWP-108 RANGE-012 WOODED ACRES EX 20 X 20 IN SW COR, LOT 3 BLK 2 & 1/6 OF OUT LOT C
Legal Range	12
Legal Township	108
Legal Section	17
Legal Subdivision	WOODED ACRES
Legal Block	2,1
Legal Lot Number	3
Jurisdiction	WABASHA MN
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3004
Census Tract	490500

Owner

Source: Wabasha County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	30544 532ND ST, ELGIN, MN 55932-5286
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Line of Credit PEOPLES STATE BANK
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES STATE BANK
Mar 1, 2021	Correction Deed · Conventional Mortgage PEOPLES STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2014 · Amount on Record
Deed Sale	Dec 23, 2014 · Amount on Record
Prior Sale	Mar 7, 2008 · Amount on Record
Deed Document Number	2014302293
Last Transfer Date	Feb 19, 2021
Transfer Doc	0000020283
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	30544 532ND ST, ELGIN, MN 55932-5286
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30544 532ND ST, ELGIN, MN 55932-5286

Mortgage

Document Number	0000022194
Date	Oct 3, 2025
Instrument	22194

Lender

Name	PEOPLES STATE BANK
Type	Bank
Address	ELGIN, MN 55932

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2045

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	30544 532ND ST, ELGIN, MN 55932-5286
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020276
Date	Feb 18, 2021
Instrument	20276

Lender

Name	PEOPLES STATE BANK
Type	Bank
Address	ELGIN, MN 55932

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2041

March 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	WABASHA MN
Recording Date	Mar 1, 2021
Property Address	30544 532ND ST, ELGIN, MN 55932-5286
Document Number	0000020283
Instrument Date	Feb 19, 2021
Instrument	20283
Record Updated	May 26, 2023
Title Company	ROCHESTER TITLE & ESCROW CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	30544 532ND ST, ELGIN, MN 55932-5286

Mortgage

Document Number	0000020284
Date	Mar 2, 2021
Instrument	20284

Lender

Name	PEOPLES STATE BANK
Type	Bank
Address	ELGIN, MN 55932

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Feb 1, 2041

Tax Assessment & Valuation

Source: Wabasha County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wabasha County
County Subdivision	Elgin Township
Unified School District	Plainview-Elgin-Millville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,514.00 (+10.5%) Homeowner's exemption	$539,500 (+22.64%) Land $74,000 Building $465,500	$539,500 (+22.64%) Land $74,000 Building $465,500
2023	$3,180.00 Homeowner's exemption	$439,900 Land $64,000 Building $375,900	$439,900 Land $64,000 Building $375,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130

May also be available: CenturyLink, Hiawatha Broadband Communications, Verizon.

Cell Coverage

4G LTE only, no 5G reported

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