30697 532nd St, Elgin, MN 55932 Property Records

Wabasha County property record for 30697 532nd St, Elgin, MN 55932

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,006 sqft · built 1991
Lot Size	2.76 acres (120,235 sqft)
Owner	2 Individual Names on Record
Last Sale	$501,000 (Jun 2022)
Tax Bill	$2,892 (2026)
Deeds & Mortgages	Mar 2024 Line of Credit Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R02.00409.00`

Property Details

APN / Parcel Number

Primary APN	`R02.00409.00`
Alternative APN	`02.00409.00`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,006 sqft Living Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2008
Architectural Style	Mediterranean
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	120,235 sqft
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Screened Porch
Porch Area	171 sqft
Deck Area	165 sqft
Patio Area	165 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	30697 532ND ST
City	ELGIN
State	MN
Zip	55932-5288
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-17 TWP-108 RANGE-012 WOODED ACRES LOT-002 BLOCK-003 & 1/5 OF OUT LOT D
Legal Range	12
Legal Township	108
Legal Section	17
Legal Subdivision	WOODED ACRES
Legal Block	3
Legal Lot Number	2
Jurisdiction	WABASHA MN
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3003
Census Tract	490500

Owner

Source: Wabasha County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	30697 532ND ST, ELGIN, MN 55932-5288
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Deed of Trust, Mortgage · Line of Credit FORESIGHT BANK
Jun 28, 2022	Warranty Deed, Transfer · Conventional Mortgage FORESIGHT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2022 · Amount on Record
Deed Sale	Jun 27, 2022 · Amount on Record
Deed Document Number	20221431819
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	30697 532ND ST, ELGIN, MN 55932-5288
Transaction Type	Mortgage
Record Updated	Apr 22, 2024
Title Company	ROCHESTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021653
Date	Mar 28, 2024
Instrument	21653

Lender

Name	FORESIGHT BANK
Type	Bank
Address	PLAINVIEW, MN 55964

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 22, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASHA MN
Recording Date	Jun 28, 2022
Property Address	30697 532ND ST, ELGIN, MN 55932-5288
Document Number	0000021019
Instrument Date	Jun 14, 2022
Instrument	21019
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	ROCHESTER TITLE AND ESCROW COMPANY, ROCHESTER TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,653.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	30697 532ND ST, ELGIN, MN 55932-5288
Investor	Possibly a Property Investor

Mortgage

Document Number	0000021020
Date	Jun 28, 2022
Instrument	21020

Lender

Name	FORESIGHT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Wabasha County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wabasha County
County Subdivision	Elgin Township
Unified School District	Plainview-Elgin-Millville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,892.00 (+4.4%) Homeowner's exemption	$418,900 (+8.75%) Land $75,600 Building $343,300	$418,900 (+8.75%) Land $75,600 Building $343,300
2023	$2,770.00 Homeowner's exemption	$385,200 Land $65,600 Building $319,600	$385,200 Land $65,600 Building $319,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130

May also be available: CenturyLink, Hiawatha Broadband Communications, Verizon.

Cell Coverage

4G LTE only, no 5G reported

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