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3071 Steeplegate Cv, Germantown, TN 38138 Property Records

Shelby County property record for 3071 Steeplegate Cv, Germantown, TN 38138

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,986 sqft · built 1998
Lot Size0.356 acres (15,519 sqft)
Owner2 Individual Names on Record
Last Sale$505,000 (Aug 2020)
Tax Bill$4,512 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNG0-231B-J0-0008

Property Details

APN / Parcel Number

Primary APNG0-231B-J0-0008

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area3,986 sqft Living Area
Gross Area4,637 sqft
1st Floor Area2,188 sqft
Utility Area40 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area15,519 sqft (0.356 acres)
Lot Dimensions128 ft deep x 55 ft wide
Garage TypeAttached
Garage Area651 sqft
Parking Spaces2 Parking Spaces
Pool Area697 sqft
PorchOpen Porch
Porch Area27 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address3071 STEEPLEGATE CV
CityGERMANTOWN
StateTN
Zip38138-7749
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionS END STEEPLEGATE CV
Legal SubdivisionSTEEPLEGATE SEC A
Legal Lot Number8
JurisdictionSHELBY TN
Township / Civil Division4
Census Block Group3
Census Block3000
Census Tract21341

Owner

Source: Shelby County records, as of September 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3071 STEEPLEGATE CV, GERMANTOWN, TN 38138-7749
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 6, 2020 · Amount on Record
Deed SaleAug 6, 2020 · Amount on Record
Prior SaleJul 18, 2012 · Amount on Record
Deed Document Number202082344
Prior Transfer DateJan 17, 2014
Prior Transfer Doc0000007182
Record UpdatedOct 29, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateAug 6, 2020
Property Address3071 STEEPLEGATE CV, GERMANTOWN, TN 38138-7749
Document Number0000082344
Instrument DateAug 5, 2020
Instrument82344
Transaction TypeTransfer
Record UpdatedAug 19, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,869.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3071 STEEPLEGATE CV GERMANTOWN TN 381387749, GERMANTOWN, TN 38138-7749

Mortgage

Document Number82345
DateAug 6, 2020
Instrument82345
Lender
NameTRIUMPH MTG
TypeMortgage Company
AddressMEMPHIS, TN 38107
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 5, 2050

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityGermantown City
Unified School DistrictGermantown Municipal School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,512.00 (-27.74%)$167,750 (+36.02%) Land $33,950 Building $133,800$671,000 (+36.02%) Land $135,800 Building $535,200
2023$123,325 Land $23,975 Building $99,350
2022$6,244.00
2021$493,300 Land $95,900 Building $397,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (2019–2023)
Claims Outside the SFHA4 of 4
Most Recent ClaimJul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGERMANTOWN WATER DEPT
serves 37,738 people · EPA ID TN0000262
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2023–2025)
action level 15 ppb
Copper1.5 mg/L (2019)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
DSL		100 / 20

May also be available: T-Mobile.

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