3071 Holley Point Rd, Navarre, FL 32566 Property Records

Santa Rosa County property record for 3071 Holley Point Rd, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,014 sqft · built 1991
Lot Size	0.392 acres (17,119 sqft)
Owner	Individual Name on File
Tax Bill	$727 (2024)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`01-2S-27-0000-03420-0000`

Property Details

APN / Parcel Number

Primary APN	`01-2S-27-0000-03420-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,014 sqft Heated Area
Gross Area	1,386 sqft
1st Floor Area	1,326 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	17,119 sqft (0.392 acres)
Lot Dimensions	1,120 ft deep x 1,570 ft wide
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	60 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	012S270000034200000
Street Address	3071 HOLLEY POINT RD
City	NAVARRE
State	FL
Zip	32566-9541
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COM SE COR LOT 18 BLK 1 HOLLEY SHORES SUB THN S1830'W 205 FT TO POB & CONT 165 FT THN N44 25'17W 79.10 FT THN N12*48'W 100
Legal Range	27W
Legal Township	02S
Legal Section	01
Legal Subdivision	HOLLEY SHORES
Legal Block	1
Legal Lot Number	18
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1222
Census Tract	10802

Owner

3071 Holley Point Rd is owned and occupied by an individual who acquired it in August 2005.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Co-owner	2 Co-owners on File
Mailing Address	3071 HOLLEY POINT RD, NAVARRE, FL 32566-9541
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Transfer Date	Aug 4, 2005
Transfer Doc	0024850011
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3071 HOLLEY POINT RD, NAVARRE, FL 32566-9541
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3071 HOLLEY POINT RD, NAVARRE, FL 32566-9541

Mortgage

Document Number	0040891201
Date	Mar 19, 2021
Book Page	4089/1201
Instrument	202118019

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$727.00 (+4.6%) Homeowner's exemption	$88,830 (+3%)	$172,737 (+4.6%) Land $36,036 Building $136,701
2023	$695.00 (+4.67%) Homeowner's exemption	$86,243 (+3%)	$165,143 (+8.57%) Land $30,030 Building $135,113
2022	$664.00 Homeowner's exemption	$83,731	$152,111 Land $25,740 Building $126,371

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3071 Holley Point Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 198 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	198 in force
Nearby Flood Claims	133 (1995–2024)
Claims Outside the SFHA	28 of 133
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 31 claims Hurricane Frances, Sep 2004 · 68 claims Hurricane Opal, Oct 1995 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3071 Holley Point Rd is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20