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3075 Holley Point Rd, Navarre, FL 32566 Property Records

Santa Rosa County property record for 3075 Holley Point Rd, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,011 sqft · built 1991
Lot Size0.345 acres (15,028 sqft)
Owner2 Individual Names on Record
Last Sale$108,000 (Aug 2016)
Tax Bill$725 (2024)
Deeds & MortgagesSep 2026 Sale & Mortgage
Jan 2026 Transfer
+ 1 more
Flood ZoneZone X (moderate risk)
APN01-2S-27-0000-03421-0000

Property Details

APN / Parcel Number

Primary APN01-2S-27-0000-03421-0000
Alternative APN
  • S272010000034210000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,011 sqft Living Area
Gross Area1,431 sqft
1st Floor Area1,011 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialBrick
Construction TypeWood
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area15,028 sqft (0.345 acres)
Lot Dimensions170 ft deep x 85 ft wide
Garage TypeAttached
Garage Area378 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area42 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3075 HOLLEY POINT RD
CityNAVARRE
StateFL
Zip32566-9541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCOM SE COR LOT 18 BLK 1 HOLLEY SHORES SUB TH S 18*30 W 115 FT TO POB TH CONT 90 FT TH N 71*30 W 142.41 FT TH N 06*11 34 W 99.06 FT TH S 71*30 E 183.79 FT TO POB AS DES IN OR DES IN OR 3549 PG 345
Legal Range27W
Legal Township2S
Legal Section01
Legal SubdivisionHOLLEY SHORES SUB
Legal Block1
Legal Lot Number18
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1222
Census Tract10802

Owner

Source: Santa Rosa County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3075 HOLLEY POINT RD, NAVARRE, FL 32566-9541
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2026Warranty Deed, Transfer · VA Mortgage
CROSSCOUNTRY MORTGAGE
Jan 15, 2026Intrafamily Transfer, Transfer
Aug 23, 2023Deed of Trust, Mortgage · Conventional Mortgage
MEMBERS FIRST CREDIT UNION OF FLORIDA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 19, 2016 · Amount on Record
Deed SaleAug 19, 2016 · Amount on Record
Prior SaleSep 27, 2013 · Amount on Record
Deed Document Number201632974
Deed Book / Page3548 / 345
Last Transfer DateJan 14, 2026
Transfer Doc0046990750
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateSep 30, 2026
Property Address3075 HOLLEY POINT RD, NAVARRE, FL 32566-9541
Document Number0000049225
Book / Page4793 / 1842
Instrument DateSep 29, 2026
Instrument202649225
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyRELIABLE TITLE, RELIABLE LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$148,470.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3075 HOLLEY POINT RD, NAVARRE, FL 32566-9541

Mortgage

Document Number0000049226,
DateSep 30, 2026
Instrument202649226
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateJan 15, 2026
Property Address3075 HOLLEY POINT RD, NAVARRE, FL 32566-9541
Document Number0046990750
Book / Page4699 / 750
Instrument DateJan 14, 2026
Instrument202602394
Transaction TypeTransfer
Record UpdatedJan 29, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3075 HOLLEY POINT RD, NAVARRE, FL 32566-9541

Transferred To (Grantee/Buyer)

NameVerified Name
Address5840 HERMITAGE CIRCLE, NAVARRE, FL 32566

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address3075 HOLLEY POINT RD, NAVARRE, FL 32566-9541
Transaction TypeMortgage
Record UpdatedSep 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3075 HOLLEY POINT RD, NAVARRE, FL 32566-9541

Mortgage

Document Number0044270714
DateAug 23, 2023
Book Page4427/714
Instrument202338345
Lender
NameMEMBERS FIRST CREDIT UNION OF FLORIDA
TypeCredit Union
AddressPENSACOLA, FL 32591
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term85 Months
DueSep 1, 2030

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$91,204 (+2.9%)$177,041 (+2.89%) Land $37,506 Building $139,535
2024$725.00 (+4.62%) Homeowner's exemption$88,634 (+3%)$172,067 (+4.86%) Land $37,506 Building $134,561
2023$693.00 (+4.68%) Homeowner's exemption$86,052 (+3%)$164,089 (+9.31%) Land $31,255 Building $132,834
2022$662.00 Homeowner's exemption$83,546$150,114 Land $26,790 Building $123,324

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 198 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies198 in force
Nearby Flood Claims133 (1995–2024)
Claims Outside the SFHA28 of 133
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 31 claims
  • Hurricane Frances, Sep 2004 · 68 claims
  • Hurricane Opal, Oct 1995 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

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