3023 Holley Point Rd, Navarre, FL 32566 Property Records

Santa Rosa County property record for 3023 Holley Point Rd, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,911 sqft · built 2001
Lot Size0.757 acres (33,000 sqft)
OwnerIndividual Name on File
Last Sale$675,500 (Sep 2021)
Tax Bill$4,891 (2024)
Deeds & MortgagesSep 2021 Sale & Mortgage
Mar 2020 Line of Credit
+ 1 more
Flood ZoneZone VE (high risk)
APN01-2S-27-5710-00100-0130

Property Details

APN / Parcel Number

Primary APN01-2S-27-5710-00100-0130

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,911 sqft Heated Area
Gross Area2,392 sqft
1st Floor Area2,368 sqft
FlooringWood
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2011
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialMetal
Lot Area33,000 sqft (0.757 acres)
Lot Dimensions5,500 ft deep x 600 ft wide
Garage Area457 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area185 sqft
Shed1 Shed
Shed Area2 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number012S275710001000130
Street Address3023 HOLLEY POINT RD
CityNAVARRE
StateFL
Zip32566-9509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description*DESCRIPTION UPDATE FOR 2019* WELLS LOT 13 BLK 1 LESS RD R/W & LESS OR 475 PG 716 (FOR LOT 13.1 LYING N OF ROAD) & COM AT NE
Legal Range27W
Legal Township02S
Legal Section01
Legal SubdivisionWELL'S
Legal Block1
Legal Lot Number13-14
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1220
Census Tract10802

Owner

3023 Holley Point Rd is owned and occupied by an individual who bought it in September 2021.

Source: Santa Rosa County records, as of October 27, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address3023 HOLLEY POINT RD, NAVARRE, FL 32566-9509
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2021Warranty Deed, Transfer · Conventional Mortgage
CERTAINTY HOME LOANS LLC
Mar 12, 2020Deed of Trust, Mortgage · Line of Credit
ONE FLORIDA BK
Jun 19, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 23, 2021 · Amount on File
Deed SaleSep 23, 2021 · Amount on File
Prior SaleJun 19, 2019 · Amount on File
Deed Document Number202163493
Deed Book / Page4181 / 1952
Record UpdatedJun 8, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateSep 23, 2021
Property Address3023 HOLLEY POINT RD, NAVARRE, FL 32566-9509
Document Number0041811952
Book / Page4181 / 1952
Map ReferenceMB A PG 98
Instrument DateSep 15, 2021
Instrument202163493
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyRELIABLE LAND TITLE CORP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,728.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address209 EMERALD HL, 209, FRANKLIN, NC 28734-7774

Transferred To (Grantee/Buyer)

NameVerified Name
Address3023 HOLLEY POINT RD, NAVARRE, FL 32566-9509

Mortgage

Document Number0041811953
DateSep 23, 2021
Instrument4181/1953
Lender
NameCERTAINTY HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address3023 HOLLEY POINT RD, NAVARRE, FL 32566-9509
Document Number0039350518
Instrument DateMar 12, 2020
Transaction TypeMortgage
Record UpdatedJun 8, 2020
Title CompanyALOMA TITLE COMPANY, ALOMA TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3023 HOLLEY POINT RD NAVARRE FL 325669509, NAVARRE, FL 32566-9509

Mortgage

Document Number0039350518
DateApr 1, 2020
Book Page003935/000518
Instrument15921
Lender
NameONE FLORIDA BK
AddressORLANDO, FL 32806
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueMar 31, 2040
Interest
Rate TypeAdjustable Rate

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJun 19, 2019
Property Address3023 HOLLEY POINT RD, NAVARRE, FL 32566-9509
Document Number0038410496
Book / Page003841 / 000496
Instrument DateMay 17, 2019
Instrument26052
Transaction TypeTransfer
Record UpdatedAug 30, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$2,800.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3023 HOLLEY POINT RD NAVARRE FL 32566, NAVARRE, FL 32566

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$4,891.00 (+1.79%) Homeowner's exemption$454,367 (+3%)$506,147 (+0.45%) Land $231,660 Building $274,487
2023$4,805.00 (-15.7%)$441,133 (-7.38%)$503,870 (+5.79%) Land $231,660 Building $272,210
2022$5,700.00$476,284$476,284 Land $210,600 Building $265,684

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3023 Holley Point Rd in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 198 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies198 in force
Nearby Flood Claims133 (1995–2024)
Claims Outside the SFHA28 of 133
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 31 claims
  • Hurricane Frances, Sep 2004 · 68 claims
  • Hurricane Opal, Oct 1995 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3023 Holley Point Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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