3070 Cleveland Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 3070 Cleveland Rd, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,925 sqft · built 1994
Lot Size	5.05 acres (219,978 sqft)
Owner	Individual Name on File
Tax Bill	$1,107 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-07-8-27-00-0-00005-03`

Property Details

APN / Parcel Number

Primary APN	`3-07-8-27-00-0-00005-03`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,925 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	219,978 sqft (5.05 acres)
Shed	1 Shed
Shed Area	336 sqft
Utility Building	196 sqft

Location & Zoning

Street Address	3070 CLEVELAND RD
City	HERNANDO
State	MS
Zip	38632-9042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	PT E1/2 W1/2 SW1/4 SW1/4 PT TRACT 4
Legal Range	07
Legal Township	03
Legal Section	27
Legal Subdivision	CLEVELAND
Legal Tract	4
Legal Lot Number	5
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2008
Census Tract	71002

Owner

Source: DeSoto County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3070 CLEVELAND RD, HERNANDO, MS 38632-9042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTY BANK & TRUST CO
Oct 29, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARANTY BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 29, 2019
Deed Sale	Oct 29, 2019
Prior Sale	Mar 26, 2015
Deed Document Number	0000903339
Deed Book / Page	0903 / 339
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3070 CLEVELAND RD, HERNANDO, MS 38632-9042
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	REALTY TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004848/319
Date	Dec 6, 2019
Book Page	4848/319

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2049

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Oct 29, 2019
Property Address	3070 CLEVELAND RD, HERNANDO, MS 38632-9042
Document Number	000903/339
Book / Page	0903 / 339
Instrument Date	Oct 16, 2019
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	REALITY TITLE, REALTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	217 HIGHWAY 287, 217, GREENBRIER, AR 72058-9681

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3070 CLEVELAND RD, HERNANDO, MS 38632-9042

Mortgage

Document Number	0004825446
Date	Oct 29, 2019
Instrument	4825/446

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,107.00 (+10.81%)	$17,067 (+31.29%) Land $4,040 Building $13,027	$170,666 (+31.29%) Land $40,400 Building $130,266
2023	$999.00	$12,999	$129,988 Land $40,400 Building $89,588

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 63% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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