2959 Cleveland Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 2959 Cleveland Rd, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 6,036 sqft · built 2022
Lot Size	7.03 acres (306,227 sqft)
Owner	Individual Name on Record
Tax Bill	$6,049 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Apr 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-8-33-00-0-00001-03`

Property Details

APN / Parcel Number

Primary APN	`3-07-8-33-00-0-00001-03`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	6,036 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	306,227 sqft (7.03 acres)
Pool Area	732 sqft

Location & Zoning

Street Address	2959 CLEVELAND RD
City	HERNANDO
State	MS
Zip	38632-9185
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	CRENSHAW MINOR LOT 8 PT NE1/4
Legal Lot Number	8
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2038
Census Tract	71002

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2959 CLEVELAND RD, HERNANDO, MS 38632-9185
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Deed of Trust, Mortgage · Line of Credit RENASANT BANK
Apr 27, 2022	Deed of Trust, Mortgage · Construction Mortgage RENASANT BANK
Feb 7, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2022
Deed Sale	Feb 7, 2022
Deed Document Number	0000098721
Deed Book / Page	987 / 21
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2959 CLEVELAND RD, HERNANDO, MS 38632-9185
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2959 CLEVELAND RD, HERNANDO, MS 38632-9185

Mortgage

Document Number	5661/38487
Date	Apr 29, 2024
Book Page	5661/38487

Lender

Name	RENASANT BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	May 25, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2959 CLEVELAND RD, HERNANDO, MS 38632-9185
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4292 CONNER DR, HERNANDO, MS 38632-7320

Mortgage

Document Number	005516/775
Date	Apr 27, 2022
Book Page	5516/775

Lender

Name	RENASANT BANK
Type	Bank
Address	TUPELO, MS 38802

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Apr 27, 2053

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.75%
Index	Other
Max Rate	8.75%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Feb 7, 2022
Property Address	2959 CLEVELAND RD, HERNANDO, MS 38632-9185
Document Number	0000987/21
Book / Page	987 / 21
Instrument Date	Jan 21, 2022
Transaction Type	Transfer
Record Updated	Dec 15, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2927 GRAYS CREEK RD, HERNANDO, MS 38632-7686

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4292 CONNER DR, HERNANDO, MS 38632-7320

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,049.00	$76,977 Land $5,950 Building $71,027	$769,765 Land $59,500 Building $710,265

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 61% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER ASSOCIATION public/private · serves 2,719 people · EPA ID MS0170001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cleveland Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures