2855 Cleveland Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 2855 Cleveland Rd, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 5,863 sqft · built 2022
Lot Size	4.75 acres (206,910 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,856 (2025)
Deeds & Mortgages	May 2023 Mortgage Dec 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-8-33-00-0-00001-02`

Property Details

APN / Parcel Number

Primary APN	`3-07-8-33-00-0-00001-02`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	5,863 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	206,910 sqft (4.75 acres)
Pool Area	896 sqft

Location & Zoning

Street Address	2855 CLEVELAND RD
City	HERNANDO
State	MS
Zip	38632-9038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	CRENSHAW MINOR LOT 7 PT NE1/4
Legal Lot Number	7
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2038
Census Tract	71002

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	2855 CLEVELAND RD, HERNANDO, MS 38632-9038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY BANK
Dec 9, 2022	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK
Apr 20, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	0000994563
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2855 CLEVELAND RD, HERNANDO, MS 38632-9038
Transaction Type	Mortgage
Record Updated	Dec 15, 2023
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2855 CLEVELAND RD, HERNANDO, MS 38632-9038

Mortgage

Document Number	5660/38108
Date	May 10, 2023
Book Page	5660/38108

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BATESVILLE, MS 38606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2855 CLEVELAND RD, HERNANDO, MS 38632-9038
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1839 DANAS CV, HERNANDO, MS 38632-8825

Mortgage

Document Number	005645/193
Date	Dec 9, 2022
Book Page	5645/193

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BATESVILLE, MS 38606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	5 Months
Due	May 30, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Apr 20, 2022
Property Address	2855 CLEVELAND RD, HERNANDO, MS 38632-9038
Document Number	000994/563
Book / Page	994 / 563
Instrument Date	Dec 8, 2021
Transaction Type	Transfer
Record Updated	Dec 15, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2927 GRAYS CREEK RD, HERNANDO, MS 38632-7686

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1839 DANAS CV, HERNANDO, MS 38632-8825

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,856.00	$74,639 Land $4,500 Building $70,139	$746,386 Land $45,000 Building $701,386

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 63% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER ASSOCIATION public/private · serves 2,719 people · EPA ID MS0170001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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