233 W Summit St, Delphi, IN 46923 Property Records

Carroll County property record for 233 W Summit St, Delphi, IN 46923

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,674 sqft · built 1930
Lot Size	0.248 acres (10,802 sqft)
Owner	Individual Name on Record
Last Sale	$146,300 (Mar 2006)
Tax Bill	$1,973 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-06-29-031-014.000-007`

Property Details

APN / Parcel Number

Primary APN	`08-06-29-031-014.000-007`
Alternative APNs	`01674117050` `0173101400`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,674 sqft Living Area
1st Floor Area	3,290 sqft
Attic	Attic
Attic Area	896 sqft
Basement Area	1,064 sqft
Finished Basement	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Roof Material	Asphalt
Lot Area	10,802 sqft (0.248 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	1,248 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01674117050
Street Address	233 W SUMMIT ST
City	DELPHI
State	IN
Zip	46923-1732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	017-31014-00 SOUTH DELPHI OP W PT OF LOT 11
Legal Subdivision	SOUTH DELPHI
Legal Lot Number	11
Jurisdiction	CARROLL IN
Township / Civil Division	DEER CREEK
Census Block Group	3
Census Block	3020
Census Tract	959600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Delphi Historic District listed 2024 · 78 contributing resources · NRIS 100010027

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carroll County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	233 W SUMMIT ST, DELPHI, IN 46923-1732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · Line of Credit HORIZON BANK
Jan 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage HORIZON BANK
Jun 29, 2021	Deed of Trust, Mortgage · Line of Credit HORIZON BANK
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage HORIZON BANK
Feb 7, 2019	Deed of Trust, Mortgage · Line of Credit SALIN BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2006 · Amount on Record
Deed Sale	Mar 6, 2006 · Amount on Record
Deed Document Number	2006954
Deed Book / Page	57 / 459
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Recording Date	Apr 10, 2026
Property Address	233 W SUMMIT ST, DELPHI, IN 46923-1732
Document Number	0000000953
Instrument Date	Apr 1, 2026
Instrument	2026953
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 W SUMMIT ST, DELPHI, IN 46923-1732

Mortgage

Document Number	0000000953,
Date	Apr 10, 2026
Instrument	2026953

Lender

Name	HORIZON BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	233 W SUMMIT ST, DELPHI, IN 46923-1732
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022000319
Date	Jan 27, 2022
Instrument	2022000319

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	233 W SUMMIT ST, DELPHI, IN 46923-1732
Transaction Type	Mortgage
Record Updated	Jul 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 W SUMMIT ST, DELPHI, IN 46923-1732

Mortgage

Document Number	2021002372
Date	Jun 29, 2021
Instrument	2021002372

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 21, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	233 W SUMMIT ST, DELPHI, IN 46923-1732
Transaction Type	Mortgage
Record Updated	May 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021001661
Date	May 7, 2021
Instrument	2021001661

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	233 W SUMMIT ST, DELPHI, IN 46923-1732
Transaction Type	Mortgage
Record Updated	Feb 25, 2019
Title Company	FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019000407
Date	Feb 7, 2019
Instrument	2019000407

Lender

Name	SALIN BANK & TRUST CO
Type	Bank
Address	INDIANAPOLIS, IN 46240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	117 Months
Due	Nov 15, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Deer Creek Township
Municipality	Delphi City
Unified School District	Delphi Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,973.00 (+2.39%) Homeowner's exemption	$217,600 (+30.53%) Land $23,300 Building $194,300	$217,600 (+30.53%) Land $23,300 Building $194,300
2024	$1,927.00 (+28.98%)
2023		$166,700 (+11.58%) Land $23,300 Building $143,400	$166,700 (+11.58%) Land $23,300 Building $143,400
2022	$1,494.00 Homeowner's exemption	$149,400 Land $21,200 Building $128,200	$149,400 Land $21,200 Building $128,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1985–2013)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Apr 2013 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELPHI WATER WORKS serves 3,200 people · EPA ID IN5208002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
On-Ramp Indiana Fixed Wireless	200 / 35

May also be available: Verizon.

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