Carroll County property record for 218 W Summit St, Delphi, IN 46923
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,696 sqft · built 1930 |
| Lot Size | 0.237 acres (10,323 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,100 (Nov 2024) |
| Tax Bill | $2,175 (2025) |
| Deeds & Mortgages | Nov 2024 Sale & Second Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-06-29-031-036.000-007 |
| Primary APN | 08-06-29-031-036.000-007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,696 sqft Living Area |
| 1st Floor Area | 3,696 sqft |
| Attic | Attic |
| Attic Area | 2,352 sqft |
| Basement Area | 1,176 sqft |
| Finished Basement | 1,176 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1990 |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 10,323 sqft (0.237 acres) |
| Lot Dimensions | 172 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00708818545 |
|---|---|
| Street Address | 218 W SUMMIT ST |
| City | DELPHI |
| State | IN |
| Zip | 46923-1731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH DELPHI OP E 60' LOT 27 |
| Legal Subdivision | SOUTH DELPHI |
| Legal Lot Number | 27 |
| Jurisdiction | CARROLL IN |
| Township / Civil Division | DEER CREEK |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 959600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the South Delphi Historic District listed 2024 · 78 contributing resources · NRIS 100010027 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
218 W Summit St is owned and occupied by an individual who bought it in November 2024.
Source: Carroll County records, as of July 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 218 W SUMMIT ST, DELPHI, IN 46923-1731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 13, 2024 | Warranty Deed, Transfer · Stand-Alone Second Mortgage US BANK NA |
| Dec 20, 2021 | Deed of Trust, Mortgage · Commercial Mortgage INDUSTRIAL FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 13, 2024 · Amount on File |
| Deed Sale | Nov 13, 2024 · Amount on File |
| Prior Sale | Oct 26, 2010 · Amount on File |
| Deed Document Number | 20242987 |
| Prior Transfer Date | Feb 6, 2023 |
| Prior Transfer Doc | 0000000278 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARROLL IN |
| Recording Date | Nov 13, 2024 |
| Property Address | 218 W SUMMIT ST, DELPHI, IN 46923-1731 |
| Document Number | 2024002987 |
| Instrument Date | Nov 12, 2024 |
| Instrument | 2024002987 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 218 W SUMMIT ST, DELPHI, IN 46923-1731 |
| Document Number | 2024002989 |
|---|---|
| Date | Nov 13, 2024 |
| Instrument | 2024002989 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL IN |
| Property Address | 218 W SUMMIT ST, DELPHI, IN 46923-1731 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2021004696 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 2021004696 |
| Name | INDUSTRIAL FCU |
|---|---|
| Type | Credit Union |
| Address | LAFAYETTE, IN 47905 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 218 W Summit St was $2,175 with a homeowner's exemption, up 28.9% from the year before.
Source: Carroll County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Carroll County |
| County Subdivision | Deer Creek Township |
| Municipality | Delphi City |
| Unified School District | Delphi Community School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,175.00 (+28.93%) Homeowner's exemption | $240,100 Land $14,900 Building $225,200 | $240,100 Land $14,900 Building $225,200 |
| 2024 | $1,687.00 | ||
| 2023 | $146,700 Land $14,900 Building $131,800 | $146,700 Land $14,900 Building $131,800 | |
| 2022 | $1,326.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 218 W Summit St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 13 (1985–2013) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Apr 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 218 W Summit St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DELPHI WATER WORKS serves 3,200 people · EPA ID IN5208002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| On-Ramp Indiana Fixed Wireless | 200 / 35 |
May also be available: Verizon.
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