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307 W 4th St, Waterloo, IL 62298 Property Records

Monroe County property record for 307 W 4th St, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details1 bd · 2 ba · 753 sqft · built 1883
Lot Size0.11 acres (4,651 sqft)
Owner2 Individual Names on Record
Tax Bill$558 (2025)
Deeds & MortgagesNov 2022 Sale
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN07-25-251-026-000

Property Details

APN / Parcel Number

Primary APN07-25-251-026-000
Alternative APN
  • 07251120601100 00

Interior

Bedrooms1 Bed
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area753 sqft Living Area
1st Floor Area753 sqft

Exterior

Year BuiltBuilt 1883
Effective Year BuiltEffective 1883
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Foundation TypeRaised
Lot Area4,651 sqft (0.11 acres)
Lot Dimensions155 ft deep x 31 ft wide
Garage Area520 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area133 sqft
Deck Area200 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address307 W 4TH ST
CityWATERLOO
StateIL
Zip62298-1338
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWR3
Legal DescriptionE/2 LOT 13 MARTINS ADDN AKA LOT 19 MARTINS ADDN
Legal Range10W
Legal Township02S
Legal Section25
Legal SubdivisionMARTINS ADD
Legal Lot Number13,19
JurisdictionMONROE IL
Township / Civil Division32
Census Block Group3
Census Block3060
Census Tract600401

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Waterloo Historic District
listed 1978 · 236 contributing resources · NRIS 78001177

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address307 W 4TH ST, WATERLOO, IL 62298-1338
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2022Beneficiary Deed, Transfer
ATTORNEY ONLY, ATTORNEY
May 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateNov 10, 2022
Transfer Doc0000426906
Record UpdatedOct 29, 2026

November 2022: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionMONROE IL
Recording DateNov 10, 2022
Property Address307 W 4TH ST, WATERLOO, IL 62298-1338
Document Number0000426906
Instrument DateNov 10, 2022
Instrument426906
Transaction TypeTransfer
Record UpdatedNov 23, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address307 W 4TH ST, WATERLOO, IL 62298-1338

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address307 W 4TH ST, WATERLOO, IL 62298-1338
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyACCURATE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000408154
DateMay 22, 2020
Instrument408154
Lender
NameFIRST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueApr 15, 2045
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$558.00 (-1.06%) Homeowner's exemption Senior Citizen's exemption$30,920 (+6.33%) Land $15,650 Building $15,270$92,760 (+6.33%) Land $46,950 Building $45,810
2024$564.00
2022Homeowner's exemption Senior Citizen's exemption Additional exemption filed$29,080 Land $14,690 Building $14,390$87,240 Land $44,070 Building $43,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO
serves 10,190 people · EPA ID IL1330300
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting30
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Harrisonville Telephone Company
DSL · Fiber in parts of the area		100 / 20

May also be available: ClearWave, Wisper ISP.

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